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group pension fund

  • 1 group pension fund

    Универсальный англо-русский словарь > group pension fund

  • 2 fund

    [fʌnd]
    adjustment fund фонд регулирования aid fund касса взаимопомощи aid fund фонд помощи anniversary fund юбилейный фонд appropriation fund фонд ассигнований approved unemployment insurance fund утвержденный фонд страхования от безработицы fund pl денежные средства; to be in funds быть при деньгах benevolent fund благотворительный фонд bonus fund поощрительный фонд bonus fund премиальный фонд burial fund фонд средств на похороны capital fund основной фонд capital fund фонд основного капитала captive fund капитал, вложенный в новое предприятие, связанное с риском central government fund правительственный финансовый фонд company pension fund пенсионный фонд компании construction fund фонд на строительство contingency fund резерв для непредвиденных расходов contingency fund резерв для покрытия чрезвычайных убытков contingency fund счет резерва для непредвиденных расходов contingency fund фонд на случай непредвиденных расходов contingency funds фонды непредвиденных расходов (создаются с целью оказания помощи отдельным нуждающимся) contingency reserve fund фонд резерва для непредвиденных расходов contingency reserve fund фонд резерва для покрытия чрезвычайных убытков cooperative fund кооперативный фонд corporate fund фонд корпорации credit fund кредитная касса demand fund фонд платежей до востребования deposit guarantee fund гарантийный фонд обеспечения вкладов deposit guarantee fund фонд страхования депозитов depositors' guarantee fund фонд обеспечения интересов вкладчиков depreciation fund амортизационный фонд development fund фонд развития disaster fund аварийный фонд disaster fund фонд помощи при бедствиях donations fund фонд пожертвований emergency fund резервный фонд employee's sick fund фонд оплаты больничных листов работников endow a fund учреждать дарственный фонд endowment fund дарственный фонд equalization fund стабилизационный фонд equalization fund фонд валютного регулирования estate fund фонд имущества family endowment fund семейный благотворительный фонд financial support fund фонд финансовой поддержки fund вкладывать капитал в ценные бумаги fund (the funds) pl государственные процентные бумаги; to have money in the funds держать деньги в государственных бумагах fund редк. делать запас fund pl денежные средства; to be in funds быть при деньгах fund запас; a fund of knowledge кладезь знаний fund запас fund капитал fund капитализировать fund консолидировать fund консолидировать fund общественная или благотворительная организация, фонд fund помещать бумаги в государственные ценные бумаги fund помещать деньги в ценные бумаги fund резерв fund средства fund фонд, денежная сумма с целевым назначением fund фонд; капитал fund фонд Fund: Fund: Redundancy Payment fund Фонд выплат при сокращении штатов (в результате структурной перестройки или внедрения новой техники и технологии) fund: fund: regional development fund фонд регионального развития fund запас; a fund of knowledge кладезь знаний general capital fund фонд основного капитала general reserve fund общий резервный фонд group pension fund коллективный пенсионный фонд guarantee fund гарантийный фонд fund (the funds) pl государственные процентные бумаги; to have money in the funds держать деньги в государственных бумагах holiday fund отпускной фонд housing mortgage fund фонд для операций по закладным на дома initial fund начальные средства insurance fund страховой фонд investment fund инвестиционный фонд jubilee fund юбилейный фонд life annuity fund фонд пожизненной ренты liquid reserve fund ликвидный резервный фонд load fund взаимный инвестиционный фонд, акции которого продаются с уплатой специальной надбавки loan fund ссудный фонд loss reserve fund банковские резервы для покрытия сомнительных кредитных требований loss reserve fund резервный фонд для покрытия убытков money market fund фонд денежного рынка mortgage credit fund фонд ипотечного кредита multilateral guarantee fund многосторонний гарантийный фонд mutual fund взаимный фонд national provident fund национальный фонд предусмотрительности (за счет взносов работников и работодателей при выходе на пенсию выплачиваются единовременная сумма) new building fund фонд на новое строительство no-load fund взаимный инвестиционный фонд original fund начальный фонд pension capital fund пенсионный фонд pension fund пенсионный фонд private fund частный капитал private fund частный фонд profit fund фонд прибылей provident fund резервный фонд неоконченных убытков real estate fund фонд недвижимости realization fund реализационный фонд redemption fund фонд выкупа redemption fund фонд погашения fund: regional development fund фонд регионального развития regional fund региональный фонд regional support fund региональный фонд помощи relend fund фонд для предоставления дополнительных ссуд relief fund фонд помощи (нуждающимся) relief fund фонд помощи relief: fund cut сокращение пособия; relief fund фонд помощи renewal fund резерв на модернизацию и замену элементов основного капитала renewal fund фонд для текущего ремонта reserve fund резервный фонд retirement fund пенсионный фонд revaluation fund ревальвационный фонд risk equalization fund фонд уравнивания рисков safety fund резервный фонд safety fund страховой фонд scholarship fund стипендиальный фонд sector fund секторный фонд security fund страховой фонд share premium fund фонд премий акций sickness benefit fund фонд пособий по болезни sinking fund амортизационный фонд sinking fund выкупной фонд sinking fund фонд погашения slush fund амер. деньги, предназначенные для взяток slush fund воен., мор. экономические суммы Social Devlopment Funds Фонды социального развития social fund общественный фонд social pension fund фонд социального обеспечения solidarity fund фонд солидарности special fund специальный фонд special reserve fund специальный резервный фонд stabilization fund уравнительный фонд stabilization fund фонд валютного регулирования stabilization fund фонд выравнивания stabilization fund фонд стабилизации валюты staff retirement fund пенсионный фонд для персонала statutory reserve fund установленный законом резервный фонд strike fund забастовочный фонд superannuation fund пенсионный фонд supporting fund фонд поддержки surplus fund резервный фонд tax equalization fund фонд уравнительных налогов trade fund торговый фонд travel fund фонд путевых расходов trust fund траст-фонд trust fund трастовый фонд unemployment fund фонд безработицы unemployment fund фонд помощи безработным unemployment insurance fund фонд страхования от безработицы value adjustment fund фонд валютного регулирования value adjustment fund фонд стабилизации валюты VAT fund фонд налога на добавленную стоимость warranty fund гарантийный фонд welfare fund благотворительный фонд welfare fund фонд пожертвований write-up fund фонд ревальвации yellow-dog fund амер. суммы, используемые для подкупа

    English-Russian short dictionary > fund

  • 3 group

    (2. Gp)
    1. n ком., марк. група; угруповання; клас; організація; колектив; a груповий; колективний; 2. ком., юр. група; концерн; об'єднання компаній; організація
    1. об'єднана за певними ознаками і властивостями сукупність предметів, осіб тощо; 2. група акціонерних товариств, зокрема холдингова компанія (holding company) разом з дочірніми компаніями (subsidiary)
    ═════════■═════════
    ad hoc group спеціальна група; administration group адміністративна група; advisory group консультативна група • група консультантів; age group вікова група; allied trade споріднена торговельна група; business group група підприємців; business contact group група ділових зв'язків; buyers' group група покупців; campaign group група, яка організує кампанію; citizen's action group діюча громадська група; commodity group група товарів • товарна група; community group громадська група • група місцевої громадськості; comparable group порівняльна група • схожа група • подібна група; competing group конкуруюча група; consumer group група споживачів; consumer boycott group група споживачів, які беруть участь у бойкоті; consumer interest group група захисту інтересів споживачів; consumer protection group група захисту інтересів споживачів; consumer satisfaction group група вивчення задоволеності споживачів; control group контрольна група; current business group функціонуюча ділова група; customer group група клієнтів • група замовників; demographic group демографічна група; design group група проектувальників; development group група розвитку фірми • група розвитку; discussion group колоквіум • семінар; economic group економічна група • господарська група; economic-and-social group соціально-економічна група; encounter group групова зустріч для обговорення спільних проблем • зустріч для вільного і відвертого обміну думками у вузькому колі • групи за інтересами • групова психотерапія; environmental group група захисників навколишнього середовища; ethnic group етнічна група; examining group група експертів • група експертизи; experimental group експериментальна група; focus group група для тематичного опитування • фокус-група; forecasting group група прогнозування; formal group формальна група • формальний колектив; homogeneous group однорідна група • група з однорідним складом; income group група за рівнем доходів • група населення, яка має однаковий дохід; industry group галузева група • група за галуззю діяльності; informal group неформальна група • неформальний колектив; interest group група, об'єднана загальними інтересами; lasting group довговічна група • стабільна група; leadership group група лідерства; life-style group група за способом життя; loaning group кредитна група; lobby group група лобістів • група людей, яка чинить тиск на керівний орган для прийняття певного рішення; management group група управління; manufacturing group виробнича група; matched group ідентична група • парна група • порівняльна група • сумісна група; medium-income group група за середнім рівнем доходів; membership group членський колектив • група членів; minority group національна меншість • меншість; national group національна група • група осіб однієї національності; natural group природна група; new product development group група спеціалістів — розробників нових товарів; nomadic group кочова група; noncompeting groups неконкурентні групи; occupational group група за родом зайнятості • професійна група; order receiving group група, яка приймає замовлення; peer group група рівних; performing arts group група виконавців • мистецька група; policy group група, яка опрацьовує стратегію; political group політична група; population group група населення; pressure group група тиску • група, яка обстоює певні інтереси • група, об'єднана спільними інтересами; primary group первинна група • первинне оточення • первинний колектив; producers group виробнича група; product group товарний підрозділ • товарна група • група товарів; product line group асортиментна група • група товарів, близьких за номенклатурою; product test group група випробування товару • група товарних випробувань; professional group група професіоналів; project group проектна група; psychological group психологічне угруповання; public interest group група захисту інтересів громадськості • група громадських інтересів; purchasing group закупівельна група; quality assurance group група забезпечення якості; racial group расова група; reform group група реформаторів; repair group ремонтна група; research group дослідницька група; retailers' buying group об'єднання роздрібних торговців; risk group група ризику; secondary group вторинна група • вторинне оточення • вторинний колектив; select group вибрана група; social group суспільна група; social action group група суспільної дії; socioeconomic group соціально-економічна група; sociological group соціологічна група; special-interest group група зі спеціальними інтересами; statistical group статистична група; study group робоча група • дослідницька група; task group цільова група; target group цільова група; technical group технічна група • група технічних спеціалістів; test group випробувальна група • дослідна група; trade group галузева група; trading group торговельне об'єднання; transportation group транспортна група; upscale group група, вища від середнього рівня; user group група користувачів; viewing group група глядачів; wage rate group група одного розряду заробітної плати; watchdog group група нагляду • контрольна (ревізійна) група; working group робоча група
    ═════════□═════════
    group annual report річний звіт об'єднання; group assurance scheme система колективного страхування; group balance sheet балансовий звіт групи компаній; group case study груповий аналіз конкретних ситуацій • груповий розгляд конкретних проблем; group company концерн • змішана компанія • спільна компанія; group deficit груповий дефіцит • дефіцит бюджету групи компаній; group discount ставка обліку групи компаній; group dynamics групова динаміка; group earnings доходи групи компаній; group equity капітал групи компаній; group financial statement фінансовий звіт групи компаній; group health insurance колективне медичне страхування; group information інформація про стан концерну; group insurance колективне страхування; group leader лідер угруповання; group leasing колективна довгострокова оренда; group life insurance групове страхування життя; group management колективне керівництво; group managing director директор-розпорядник групи компаній; group of companies група компаній • концерн; group of experts група експертів; group of investors група вкладників капіталу • група інвесторів; Group of Seven (G7), G-7 countries група семи (провідні країни Заходу: Великобританія, Німеччина, Канада, США, Франція, Італія, Японія); Group of Eight, G-8 countries група восьми (Великобританія, Німеччина, Канада, США, Франція, Італія, Японія, Росія); group of Ten, G-10 countries група десяти (члени Міжнародного валютного фонду: США, Канада, Бельгія, Нідерланди, Великобританія, Італія, Франція, Німеччина, Швеція, Японія); group outline спільний план діяльності групи компаній; group pension fund колективний пенсійний фонд; group policy груповий поліс; group profit прибуток групи компаній; group relations взаємостосунки між членами колективу; group taxation оподаткування групи компаній; group turnover товарооборот групи компаній; G-5 countries група п'яти (провідні країни Заходу: Великобританія, Німеччина, США, Франція, Японія); to group with поєднуватися/поєднатися • поєднуватися/ поєднатися з
    group²:: group of companies

    The English-Ukrainian Dictionary > group

  • 4 pension

    I 1. сущ.
    страх., эк. тр. пенсия, пенсионное пособие (регулярные денежные выплаты лицам, достигшим определенного возраста, инвалидам, а также лицам, утратившим кормильца; могут осуществляться из государственных или частных пенсионных фондов)

    ATTRIBUTES:

    pension [pensions\] system — пенсионная система

    COMBS:

    grant [award\] of pension — назначение пенсии

    pension entitlement, entitlement to a pension — право на пенсию, право на получение пенсии

    pension payment — пенсионный платеж; выплата пенсии

    pension of $20000, $20000 pension — пенсия в размере $20000

    to receive [to draw\] a pension — получать пенсию

    to grant a pension (to smb.) — назначить пенсию (кому-л.)

    to give (smb.) a pension — дать (кому-л.) пенсию

    to qualify for [to be entitled to\] a pension — иметь право на пенсию

    to retire on a pension — уйти [выйти\] на пенсию

    The police pension scheme entitles officers to retire on full pension after 30 years service. — Полицейская пенсионная система наделяет полицейских правом после 30 лет службы выйти в отставку с получением полной пенсии.

    He retired from the force with a disability pension. — Он уволился из вооруженных сил с получением права на пенсию по инвалидности.

    to pay a pension — выплачивать [платить\] пенсию

    Syn:
    See:
    30-and-out pension, actuarially reduced pension, additional pension, age pension, alternatively secured pension, basic pension, bridging pension, company pension, contributory pension, corporate pension, disability pension, disability support pension, disablement pension, double orphan pension, employer pension, funded pension, future service pension, government pension, graduated pension, group pension, group personal pension, guaranteed minimum pension, incapacity pension, income support pension, individual pension, joint pension, joint-life pension, life pension, long service pension, military pension, non-contributory pension, occupational pension, old age pension, Old Age Security pension, partner service pension, past service pension, personal pension, portable pension, prior service pension, private pension, retirement pension, salary-related pension, self-employed pension, service pension, simplified employee pension, single pension, single-life pension, stakeholder pension, state pension, supplementary pension, thirty-and-out pension, top-hat pension, unfunded pension, veteran's pension, war disablement pension, war pension, widower's pension, widow's pension, pension account, pension actuary, pension A-Day, pension administrator, pension adviser, pension age, pension annuity, pension benefit, pension bomb, pension bonus, pension business, pension company, pension consultant, pension consulting, pension contribution, pension cost, pension credit, pension debit, pension equity plan, pension expenses, pension fund, pension income, pension insurance, pension law, pension lawyer, pension loan, pension management, pension manager, pension market, pension mortgage, pension mutual fund, pension obligation bond, pension parachute, pension partner, pension plan, pension planning, pension portability, pension product, pension professional, pension provider, pension reversion, pension rollover, pension savings, pension obligation bond, superannuation 1) Department for Work and Pensions, Pension and Welfare Benefits Administration, State Earnings-Related Pension Scheme, pensionable, pensioner 1), dearness allowance
    2. гл.
    страх., эк. тр. увольнять [отправлять\] на пенсию [в отставку\] ( с предлогом off); назначать пенсию

    In 1854, he was pensioned off from public service. — В 1854 г. он был уволен с государственной службы на пенсию.

    to pension smb. off — отправить [уволить\] кого-л. на пенсию

    Though they had a competent but elderly manager, they pensioned him off and started fresh, on their own. — Хотя у них был компетентный, но пожилой управляющий, они отправили его на пенсию и начали все заново, полагаясь только на себя.

    See:
    II сущ.
    общ. пансион; пансионат (вид дома отдыха или гостиницы, в котором за фиксированную плату отдыхающим предоставляется полное содержание)

    * * *
    пенсия: выплата регулярного дохода человеку, достигшему пенсионного возраста и имеющему право на частное или государственное пенсионное обеспечение за предшествующий период работы; см. funded pension; unfunded pension-
    * * *
    . . Словарь экономических терминов .
    * * *
    установленная сумма, регулярно выплачиваемая получателю по достижении им определенного возраста или вследствие прекращения работы по найму

    Англо-русский экономический словарь > pension

  • 5 fund

    fʌnd запас, резерв, фонд - a * for the victims of the flood фонд помощи жертвам наводнения - quarantee * гарантийный фонд фонд, капитал - the *(s) of a bank капитал банка - private *(s) частный капитал - reserve * резервный фонд - * in trust финансовые ресурсы клиента, вверенные для управления или банку pl фонды, денежные средства - to invest *s делать капиталовложения pl (разговорное) деньги - to be in *s быть при деньгах - to be out of *s быть без денег - my *s are a little bit low я поиздержался государсвенные ценные бумаги - to have money in the *s держать деньги в государственных бумагах неисчерпаемый запас;
    источник - a * of good humour неисчерпаемый запас добродушия - a * of wisdom кладезь премудрости (F.) организация, распоряжающаяся каким-л фондом - the International Monetary F. Международный валютный фонд (экономика) консолидировать вкладывать капитал в ценные бумаги финансировать;
    субсидировать - the research is being *ed by the government эти научные работы финансируются правительством (редкое) делать запас adjustment ~ фонд регулирования aid ~ касса взаимопомощи aid ~ фонд помощи anniversary ~ юбилейный фонд appropriation ~ фонд ассигнований approved unemployment insurance ~ утвержденный фонд страхования от безработицы ~ pl денежные средства;
    to be in funds быть при деньгах benevolent ~ благотворительный фонд bonus ~ поощрительный фонд bonus ~ премиальный фонд burial ~ фонд средств на похороны capital ~ основной фонд capital ~ фонд основного капитала captive ~ капитал, вложенный в новое предприятие, связанное с риском central government ~ правительственный финансовый фонд company pension ~ пенсионный фонд компании construction ~ фонд на строительство contingency ~ резерв для непредвиденных расходов contingency ~ резерв для покрытия чрезвычайных убытков contingency ~ счет резерва для непредвиденных расходов contingency ~ фонд на случай непредвиденных расходов contingency ~s фонды непредвиденных расходов (создаются с целью оказания помощи отдельным нуждающимся) contingency reserve ~ фонд резерва для непредвиденных расходов contingency reserve ~ фонд резерва для покрытия чрезвычайных убытков cooperative ~ кооперативный фонд corporate ~ фонд корпорации credit ~ кредитная касса demand ~ фонд платежей до востребования deposit guarantee ~ гарантийный фонд обеспечения вкладов deposit guarantee ~ фонд страхования депозитов depositors' guarantee ~ фонд обеспечения интересов вкладчиков depreciation ~ амортизационный фонд development ~ фонд развития disaster ~ аварийный фонд disaster ~ фонд помощи при бедствиях donations ~ фонд пожертвований emergency ~ резервный фонд employee's sick ~ фонд оплаты больничных листов работников endow a ~ учреждать дарственный фонд endowment ~ дарственный фонд equalization ~ стабилизационный фонд equalization ~ фонд валютного регулирования estate ~ фонд имущества family endowment ~ семейный благотворительный фонд financial support ~ фонд финансовой поддержки fund вкладывать капитал в ценные бумаги ~ (the funds) pl государственные процентные бумаги;
    to have money in the funds держать деньги в государственных бумагах ~ редк. делать запас ~ pl денежные средства;
    to be in funds быть при деньгах ~ запас;
    a fund of knowledge кладезь знаний ~ запас ~ капитал ~ капитализировать ~ консолидировать ~ консолидировать ~ общественная или благотворительная организация, фонд ~ помещать бумаги в государственные ценные бумаги ~ помещать деньги в ценные бумаги ~ резерв ~ средства ~ фонд, денежная сумма с целевым назначением ~ фонд;
    капитал ~ фонд Fund: Fund: Redundancy Payment ~ Фонд выплат при сокращении штатов (в результате структурной перестройки или внедрения новой техники и технологии) fund: fund: regional development ~ фонд регионального развития ~ запас;
    a fund of knowledge кладезь знаний general capital ~ фонд основного капитала general reserve ~ общий резервный фонд group pension ~ коллективный пенсионный фонд guarantee ~ гарантийный фонд ~ (the funds) pl государственные процентные бумаги;
    to have money in the funds держать деньги в государственных бумагах holiday ~ отпускной фонд housing mortgage ~ фонд для операций по закладным на дома initial ~ начальные средства insurance ~ страховой фонд investment ~ инвестиционный фонд jubilee ~ юбилейный фонд life annuity ~ фонд пожизненной ренты liquid reserve ~ ликвидный резервный фонд load ~ взаимный инвестиционный фонд, акции которого продаются с уплатой специальной надбавки loan ~ ссудный фонд loss reserve ~ банковские резервы для покрытия сомнительных кредитных требований loss reserve ~ резервный фонд для покрытия убытков money market ~ фонд денежного рынка mortgage credit ~ фонд ипотечного кредита multilateral guarantee ~ многосторонний гарантийный фонд mutual ~ взаимный фонд national provident ~ национальный фонд предусмотрительности (за счет взносов работников и работодателей при выходе на пенсию выплачиваются единовременная сумма) new building ~ фонд на новое строительство no-load ~ взаимный инвестиционный фонд original ~ начальный фонд pension capital ~ пенсионный фонд pension ~ пенсионный фонд private ~ частный капитал private ~ частный фонд profit ~ фонд прибылей provident ~ резервный фонд неоконченных убытков real estate ~ фонд недвижимости realization ~ реализационный фонд redemption ~ фонд выкупа redemption ~ фонд погашения fund: regional development ~ фонд регионального развития regional ~ региональный фонд regional support ~ региональный фонд помощи relend ~ фонд для предоставления дополнительных ссуд relief ~ фонд помощи (нуждающимся) relief ~ фонд помощи relief: ~ cut сокращение пособия;
    relief fund фонд помощи renewal ~ резерв на модернизацию и замену элементов основного капитала renewal ~ фонд для текущего ремонта reserve ~ резервный фонд retirement ~ пенсионный фонд revaluation ~ ревальвационный фонд risk equalization ~ фонд уравнивания рисков safety ~ резервный фонд safety ~ страховой фонд scholarship ~ стипендиальный фонд sector ~ секторный фонд security ~ страховой фонд share premium ~ фонд премий акций sickness benefit ~ фонд пособий по болезни sinking ~ амортизационный фонд sinking ~ выкупной фонд sinking ~ фонд погашения slush ~ амер. деньги, предназначенные для взяток slush ~ воен., мор. экономические суммы Social Devlopment Funds Фонды социального развития social ~ общественный фонд social pension ~ фонд социального обеспечения solidarity ~ фонд солидарности special ~ специальный фонд special reserve ~ специальный резервный фонд stabilization ~ уравнительный фонд stabilization ~ фонд валютного регулирования stabilization ~ фонд выравнивания stabilization ~ фонд стабилизации валюты staff retirement ~ пенсионный фонд для персонала statutory reserve ~ установленный законом резервный фонд strike ~ забастовочный фонд superannuation ~ пенсионный фонд supporting ~ фонд поддержки surplus ~ резервный фонд tax equalization ~ фонд уравнительных налогов trade ~ торговый фонд travel ~ фонд путевых расходов trust ~ траст-фонд trust ~ трастовый фонд unemployment ~ фонд безработицы unemployment ~ фонд помощи безработным unemployment insurance ~ фонд страхования от безработицы value adjustment ~ фонд валютного регулирования value adjustment ~ фонд стабилизации валюты VAT ~ фонд налога на добавленную стоимость warranty ~ гарантийный фонд welfare ~ благотворительный фонд welfare ~ фонд пожертвований write-up ~ фонд ревальвации yellow-dog ~ амер. суммы, используемые для подкупа

    Большой англо-русский и русско-английский словарь > fund

  • 6 pension plan

    фин., страх., эк. тр. пенсионный план, система пенсионного обеспечения, пенсионная схема (схема, по которой работодатель, а иногда также и работник, периодически перечисляет средства на специальный счет, средства с которого под управлением пенсионного фонда инвестируются в различные активы, а впоследствии направляются на выплаты пенсий данному работнику)
    Syn:
    See:
    advance funded pension plan, Canada Pension Plan, cash-balance pension plan, company pension plan, contributory pension plan, corporate pension plan, defined benefit pension plan, defined contribution pension plan, executive pension plan, final salary pension plan, funded pension plan, group pension plan, group personal pension plan, hybrid pension plan, individual pension plan, money purchase pension plan, non-contributory pension plan, non-qualified pension plan, occupational pension plan, personal pension plan, portable pension plan, private pension plan, profit sharing pension plan, public pension plan, qualified pension plan, registered pension plan, self-employed pension plan, self-employment pension plan, simplified employee pension plan, stakeholder pension plan, tax-deferred pension plan, trusteed pension plan, unfunded pension plan, pension plan administrator, pension plan funding, pension plan manager, pension plan provider, pension plan sponsor, pension plan termination insurance, pension plan trustee, salary reduction simplified employee pension plan, self-invested personal pension plan, pension equity plan, Keogh plan, personal pension scheme, deposit administration plan, 401(k) plan, safe harbor plan, 403(b) plan, target benefit plan, plan participant, pension fund, individual retirement account, salary-related scheme, final salary scheme, final-average-pay plan, career average plan, approved pension scheme, unapproved pension scheme, active member, pension consultant, summary plan description, pension contribution, plan loan, hardship withdrawal

    * * *
    пенсионный план: схема, при которой работодатель (часто вместе с работником) делает регулярные взносы в пенсионный фонд, из которого делаются выплаты после выхода работников на пенсию; см. contributory pension plan;
    * * *
    . Фонд, образованный с целью выплаты пенсий . Инвестиционная деятельность .

    Англо-русский экономический словарь > pension plan

  • 7 коллективный пенсионный фонд

    Универсальный русско-английский словарь > коллективный пенсионный фонд

  • 8 Altersgruppe

    Altersgruppe f 1. GEN, PERS age group; 2. MEDIA, V&M age bracket, age group (Marktforschung)
    * * *
    f 1. < Geschäft> age group; 2. < Medien> age bracket; 3. <V&M> Marktforschung age bracket, age group
    * * *
    Altersgruppe
    age grade (group, bracket);
    • Altersheim old folk’s (old people’s, Br.) home, asylum (home) for the aged;
    • sich in ein Altersheim einkaufen to buy a place for one’s old age;
    • Altershilfe old-age assistance;
    • Altersklasse age group (bracket, class);
    • Altersklasseneinstufung age grouping;
    • anerkannter Altersnachweis (Versicherung) age admitted;
    • Altersobergrenzen für die Einstellung maximum recruitment ages;
    • Alterspensionierung involuntary retirement, retirement on account of age;
    • Alterspräsident chairman by seniority;
    • Altersrente retirement allowance (pension, Br.), old-age pension (annuity), (Grundrente) primary benefit (US), retirement annuity, (Sozialversicherung) old-age insurance benefit (US);
    • staatliche Altersrente state retirement pension;
    • Altersschicht age group;
    • Altersschwäche decrepit old age, [senile] decay, decrepitude;
    • wegen Altersschwäche untauglich disqualified by age;
    • Alterssicherung old age provision;
    • eigenständige Alterssicherung pension of one’s own;
    • Alterssicherung treffen to provide for the future;
    • Altersstaffelung age scale;
    • Altersstufe age bracket (group);
    • Alterstabelle age schedule;
    • Altersunterschied disparity of age;
    • Altersunterstützung relief for old people (the aged), old-age assistance (benefit);
    • Altersversicherung old-age insurance, (Kasse) old-age pension fund;
    • betriebliche Altersversicherung old-age pension fund;
    • Alters-, Hinterbliebenen- und Invalidenversicherung old-age survivors’ and disability insurance (US);
    • Altersversicherungskosten pension plan benefit costs;
    • staatlicher Altersversicherungsplan government pension insurance program(me).

    Business german-english dictionary > Altersgruppe

  • 9 Angestellten zu jem. abbestellen

    Angestellten zu jem. abbestellen
    to lend an employee to s. o.;
    • Angestellten ausbezahlen to pay off an employee;
    • Angestellten aussteuern to drop out an employee;
    • seine Angestellten bei der Wahl beeinflussen to vote one’s employees;
    • Angestellten mit vollen Bezügen beurlauben to suspend an employee on full pay;
    • seine leitenden Angestellten an sich binden to hold one’s management team;
    • Angestellten entlassen to discharge (dispose of) an employee;
    • Angestellten fristlos entlassen to dismiss an employee summarily;
    • zu den Angestellten gehören to be on the establishment;
    • einem Angestellten kündigen to give an employee warning, to give notice to an employee;
    • Angestellten zur disziplinarischen Bestrafung melden to report an employee for misconduct;
    • Angestellten versetzen to move an employee;
    • Angestelltenberatung counselling employees;
    • Angestelltenbestechung commercial bribery;
    • Angestelltenbeurteilung employee appraisal;
    • abgeschriebenes Angestelltendarlehen loan to employee written off;
    • Angestellteneinstufung employee rating;
    • Angestelltenerfindung invention made by an employee;
    • Angestelltenfluktuation employee turnover;
    • Angestelltengehalt salary rate;
    • Angestelltengehälter salaries to staff, office (staff) salaries;
    • Angestelltengewerkschaft [etwa] National and Local Government Officers’ Association, Clerical and Administrative Workers’ Union (Br.), white-collar union (US), public employee union;
    • Angestelltenklasse salary group;
    • einem Angestelltenkonto Aktien gutschreiben to credit an employee on the company books with shares of stock;
    • Angestelltenliste establishment list;
    • Angestelltenpension employee pension (Br.);
    • Angestelltenpensionierung employee retirement;
    • Angestelltenpensionskasse staff pension fund (Br.);
    • Angestelltenposition salaried post (position);
    • Angestelltenrabatt employee discount;
    • Angestelltenrente employee pension;
    • Angestelltentantieme employee’s bonus;
    • Angestelltenverband staff association (Br.);
    • Angestelltenverhältnis ordinary;
    • Angestelltenversicherung employee’s (employment) insurance.

    Business german-english dictionary > Angestellten zu jem. abbestellen

  • 10 management

    (mgt; mngmt; man)
    мен. 1. n менеджмент; управління; керівництво; адміністрація; дирекція; a адміністративний; управлінський; виконавчий; 2. менеджмент; адміністрація; дирекція
    1. система методів, заходів, дій, необхідних для формулювання, виконання і досягнення визначеної мети діяльності підприємства, організації тощо; ♦ менеджмент включає такі види діяльності: планування (planning), контроль процесу роботи, заохочення працівників, членів і т. ін., координацію завдань тощо; 2. склад осіб, який займається управлінням підприємством, організацією тощо
    ═════════■═════════
    account management управління службою виконання замовлень клієнтів • завідування рахунками; accountability management програмно-цільове управління • управління методом оцінки ефективності; administrative management адміністративне керівництво; advertising management управління рекламою • управління рекламною діяльністю; assets management управління активами; automated management автоматизоване управління; automated production management автоматизоване управління виробництвом; bottom up management керівництво підприємством з участю робітників • управління за принципом «зверху — вниз»; brand management управління виробництвом товарної марки; business management ділове управління • управління комерційними підприємствами; cash management контроль і регулювання грошових операцій; central management центральне управління; centralized management централізоване управління; channel management управління каналом розподілу; commercial management комерційне управління; company management керівництво фірми • керівництво компанії; computer-assisted management автоматизоване управління; construction management управління будівництвом; contract management контроль і регулювання виконання контракту • контроль за виконанням контракту; corporate management керівництво корпорації • керівництво акціонерного товариства • управління корпорацією; creative management творче керівництво; credit management управління кредитними операціями; data management опрацювання даних; database management управління базою даних; day-to-day management оперативне управління; debt management контроль і регулювання боргів; demand management контроль і регулювання попиту • управління попитом; departmental management управління відділом; economic management господарське управління; environmental management заходи раціонального користування навколишнім середовищем; event management організація і провадження спеціальних заходів; executive management адміністративне керівництво • виконавче керівництво; exhibition management адміністрація виставки; factory management керівництво фабрики • керівництво заводу • заводоуправління; farm management управління сільськогосподарським виробництвом; farm production management управління сільськогосподарським виробництвом; file management управління файлами • управління картотекою; financial management управління фінансовою діяльністю • управління фінансами; functional management функціональне керівництво • функціональний менеджмент • функціональне управління; fund management менеджмент фонду • управління фондом; general management загальне керівництво; general economic management загальне господарське керівництво; goals management програмно-цільове управління • управління методом оцінки ефективності; hands-on management практичне керівництво; higher management вище керівництво • вища ланка керівництва; home management ведення домашнього господарства; human resource management управління людськими ресурсами • менеджмент людських ресурсів; incumbent management керівництво, яке несе відповідальність за що-небудь; industrial management керівництво промисловим підприємством • економіка й організація виробництва; information management керівництво інформацією; interest rate risk management управління ризиком відсотків; internal management внутрішнє управління; inventory management управління запасами • управління матеріально-технічним постачанням; investment management управління інвестиціями • управління портфелем цінних паперів; job management організація праці; joint management спільне управління; line management лінійне керівництво • середня ланка управління • середня ланка керівництва на виробництві; lower management нижча ланка керівництва; manpower management управління кадрами; marketing management управління маркетингом; materials management управління матеріальними ресурсами • управління запасами • управління матеріально-технічним постачанням; matrix management матрична структура управління; media management керівництво служби засобів реклами; merchandise management управління товарними засобами; middle management середня адміністративна ланка • середня ланка управління; monetary management контроль і регулювання грошового обігу • грошово-кредитна політика • контроль і регулювання грошових операцій; natural resource management раціональне використання і відтворення природних ресурсів; nature management природокористування; nutritional management лікувальне харчування • дієтотерапія; on-site management місцеве керівництво; operational management оперативне керівництво; operations management управління основною діяльністю • управління операціями; participative management управління підприємством за участю працівників підприємства; pension fund management управління пенсійним фондом; personnel management управління кадрами • робота з кадрами • добір і розміщення кадрів • трудові відносини; piecemeal management порізнене керівництво • неузгоджене керівництво; plant management управління підприємством • керівництво підприємством • заводоуправління • управління фабрикою • дирекція заводу; port management управління портом; portfolio management управління цінними паперами • контроль і регулювання портфеля цінних паперів • менеджмент портфеля цінних паперів; product management керівництво виробництвом окремого товару • управління продуктом • управління товарним виробництвом; production management управління виробництвом • керування виробництвом; professional management професійне керівництво • професійний менеджмент; program management програмне управління • керівництво програмою; project management керівництво проектом; property management управління власністю; quality management управління якістю; rate management регулювання тарифів; records management оперативний облік; research management управління дослідницькою службою; resource management управління ресурсами; retail management управління підприємством роздрібної торгівлі; retailing management управління роздрібною діяльністю; risk management управління ризиком • управління, націлене на зменшення ризику; sales management управління збутом; sales-force management управління торговельним персоналом • організація роботи торговельного персоналу фірми; scientific management наукове управління; sectoral management галузеве управління; selective inventory management вибіркове управління запасами; senior management вище керівництво • вище виконавче керівництво • вища адміністрація • вища ланка управління • головне управління; service management забезпечення обслуговування споживача; social management соціальний аспект управління; staff management управління кадрами • функціональне керівництво; stock management управління запасами; system management системне керівництво; team management колективне керівництво; technical management технічне керівництво; technical services management управління технічними службами; technology management управління технологією; territory management управління територією • управління збутовою територією • організація роботи на території; time management уміння розпоряджатися часом • управління часом; top management вище керівництво • вище виконавче керівництво • вища адміністрація • вища ланка управління • головне управління; total quality management (TQM) всеосяжне управління якістю • комплексне управління якістю; upper management вище керівництво • вище виконавче керівництво • вища адміністрація • вища ланка управління; venture management цільове управління; waste management використання відходів; works management управління підприємством • керівництво підприємства • заводоуправління • управління фабрикою • дирекція заводу; zero-defects management управління методом бездефектності
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    management accountancy поточний аналіз господарської діяльності; management accountant; management accounting адміністративна звітність • оперативний облік, який пов'язаний з потребами управління • управлінський облік • виконавчий облік; management accounts адміністративні розрахунки • управлінський облік; management agreement угода з адміністрацією; management and administration організація виробництва і адміністративне управління; management and labour управлінський і виробничий персонал; management audit; management body орган управління; management buy-in купівля контрольного пакета акцій компанії • купівля компанії акціонерами; management buyout викуп контрольного пакета акцій корпорації її персоналом • викуп частини конгломерату для створення самостійної компанії • продаж фірми адміністрацією; management by consensus управління на основі згоди; management by differences управління за відхиленнями (дії керівництва, що відновлюють нормальний процес виробничої діяльності у разі появи відхилень); management by exception управління за відхиленнями; management by interest rates управління шляхом контролю відсоткових ставок; management by objectives (MBO) програмно-цільове управління • управління методом оцінки ефективності; management by results програмно-цільове управління • управління методом оцінки ефективності; management by rules управління за встановленими правилами; management commission адміністративна комісія; management committee адміністративний комітет; management consultancy консультування у справі управління • послуги з управлінського консультування; management consultant консультант у справі управління; management control measures заходи управлінського контролю; management decision рішення менеджменту • рішення управління; management development удосконалення методів управління; management expenses витрати на управління • управлінські витрати; management fee гонорар за управлінські послуги; management game управлінська гра; management group група управління • адміністративна група; management information system (MIS) управлінська інформаційна система; management level рівень менеджменту • рівень управління; management method метод управління; management of assets управління активами; management of bank funds управління банківськими фондами • розміщення банківських капіталів; management of capital управління капіталом; management of consumer wants управління споживчими потребами; management of economic activity управління господарською діяльністю; management of an enterprise управління підприємством; management of foreign economic ties управління зовнішньоекономічними зв'язками; management of liquid funds управління ліквідними фондами; management of production управління виробництвом; management of securities регулювання портфеля цінних паперів; management personnel адміністративно-управлінський апарат • управлінський персонал; management policy політика керівництва • стратегія керівництва; management principle управлінський принцип; management reform реформа управління; management reshuffle перестановка управлінського апарату; management services управлінські послуги; management shakeup перестановка управлінського апарату; management shares акціонерний капітал керівників компанії; management stock акціонерний капітал керівників компанії; management structure структура управління; management tools засоби і методика управління; management unit адміністративний підрозділ; to interfere in the management of втручатися/втрутитися в управління чим-небудь; to take over management приймати/прийняти на себе керівництво • приймати/прийняти на себе управління
    * * *
    керівники банку; дирекція; органи управління; адміністрація ( компанії); керівництво ( підприємства); управлінські навички; виконавчі органи; управління; керівники виконавчих органів

    The English-Ukrainian Dictionary > management

  • 11 loan

    ləun
    1. сущ.
    1) заем, ссуда to float, negotiate, raise a loan ≈ взять ссуду, сделать заем to get, receive a loan ≈ получить ссуду to make a loan ≈ взять ссуду to pay off, repay a loan ≈ вернуть ссуду to secure a loan ≈ обеспечить ссуду to underwrite a loan ≈ обеспечить ссуду, предоставить обеспечение по ссуде call loan ≈ ссуда до востребования interest-free loan ≈ беспроцентная ссуда long-term loan ≈ долгосрочная ссуда low-interest loan ≈ ссуда под низкий процент short-term loan ≈ краткосрочная ссуда student loan ≈ студенческий заем (предоставляется студенту или аспиранту под низкие проценты или беспроцентно)
    2) что-л. данное для временного пользования (напр., книга) The painting was on loan to the National Gallery from the Louvre. ≈ Картина была временно взята Национальной галереей из Лувра. interlibrary loan on loan
    3) а) заимствование;
    заимствованный элемент( о слове, мифе, обычае) б) заимствование (процесс)
    2. гл.;
    обыкн. амер. давать взаймы, одалживать, ссужать( кому-л. ≈ to) Money which has been loaned to city councils by the central government can be repaid at a low rate of interest ≈ Деньги, взятые муниципальным советом у центрального правительство возвращаются с небольшими процентами. Syn: lend заем;
    ссуда;
    кредит - government *s государственные займы - domestic and foreign *s внутренние и иностранные займы заимствование;
    заимствованное слово что-л. данное взаймы или во временное пользование - on * (данный) взаймы;
    предоставленный на время( об экспонате для выставки и т. п.) - to have the * of smth., to have smth. on * получить что-л. взаймы;
    получить что-л. во временное пользование - may I have the * of your sewing-machine? можно мне взять на время вашу швейную машину? работник, временно переведенный в другую организацию (особ. о киноактере) - she is on * to another studio она временно работает на другой студии книговыдача (в библиотеке) - I have the book out on * from the library я взял эту книгу в библиотеке давать взаймы, ссужать (тж. * out) (разговорное) брать взаймы, занимать давать деньги под проценты accommodation ~ ссуда на квартиру additional ~ дополнительная ссуда additional ~ дополнительный заем adjustable interest rate ~ ссуда с регулируемой процентной ставкой advance ~ авансовая ссуда advance ~ предварительный заем agreed maturity for ~ согласованный срок погашения ссуды alteration ~ недв. ссуда на переделку amortization ~ долгосрочная ссуда, погашаемая в рассрочку amortization ~ частичная уплата в счет займа annuity ~ ссуда на аннуитет arrange a ~ давать распоряжение о предоставлении ссуды back-to-back ~ компенсационный заем bank ~ банковская ссуда bank ~ банковский заем banker ~ банковская ссуда be granted a ~ получить ссуду bonded ~ облигационный заем borrow-pledge security ~ ссуда под залог ценных бумаг bridging ~ краткосрочный кредит до выпуска акций bridging ~ краткосрочный кредит до основного финансирования bridging ~ промежуточное финансирование bridging ~ ссуда на покупку нового дома до момента продажи заемщиком старого дома broker's ~ брокерская ссуда building ~ заем под строительство building ~ кредит на строительство building ~ ссуда на строительство building society ~ ссуда жилищно-строительному кооперативу bullet ~ заем с единовременным погашением business development ~ ссуда на развитие предприятия business ~ ссуда деловому предприятию business start-up ~ ссуда на создание нового предприятия call ~ онкольная ссуда call ~ ссуда до востребования cancel a ~ аннулировать заем cancel a ~ отказываться от ссуды car ~ ссуда на покупку автомобиля cash ~ получать ссуду cash ~ ссуда, выданная наличными cash ~ scheme порядок получения ссуды наличными cash proceeds from bond ~ выручка наличными от облигационного займа cash security ~ ссуда, обеспеченная наличными деньгами change-of-ownership ~ ссуда на раздел собственности chattel ~ ссуда под залог движимого имущества collateral ~ ломбардный кредит collateral ~ ссуда под обеспечение commercial ~ коммерческая ссуда commercial ~ подтоварная ссуда commodity ~ подтоварная ссуда company ~ заем, выпущенный компанией compulsory ~ принудительный заем conclude a ~ agreement заключать договор о ссуде conclude a ~ agreement заключать контракт о получении кредита consolidation ~ объединенный заем construction ~ заем на строительство construction ~ строительный кредит consumer credit ~ ссуда на потребительский кредит consumer ~ потребительская ссуда contract a ~ делать заем contractor ~ кредит строительному подрядчику conversion ~ конверсионный заем convertible ~ конвертируемая ссуда day-to-day ~ онкольная ссуда day-to-day ~ ссуда, возвращаемая по требованию day-to-day ~ ссуда до востребования dead ~ безнадежный долг dealer ~ дилерский кредит debenture ~ ссуда под долговое обязательство debenture ~ ссуда под долговую расписку debt rescheduling ~ ссуда для реструктуризации долга development ~ ссуда на проектно-конструкторскую работу development ~ ссуда на разработку distressed ~ ссуда, на которую наложен арест dollar ~ долларовая ссуда dollar ~ долларовый заем domestic government ~ внутренний государственный заем domestic ~ внутренний заем dormant ~ неэффективно используемая ссуда earlier ~ ранее выданный заем educational ~ заем на учебу emergency relief ~ заем в связи с чрезвычайными обстоятельствами energy conservation ~ ссуда на экономию энергии environmental support ~ кредит на мероприятия по охране окружающей среды equipment ~ ссуда на оборудование eurobond ~ ссуда под еврооблигации exchange risk covered ~ кредит на покрытие убытков от валютного риска existing ~ непогашенный кредит export credit ~ экспортный кредит export ~ экспортный кредит external group ~ заем зарубежного концерна external ~ внешний заем extra group ~ дополнительный заем концерну farming ~ ссуда сельскохозяйственным предприятиям farming ~ фермерская ссуда fiduciary ~ заем, не обеспеченный золотом final ~ последний кредит final ~ последняя ссуда financial ~ финансовый кредит fixed ~ долгосрочная ссуда fixed ~ долгосрочный заем fixed-rate ~ банк. ссуда с фиксированной процентной ставкой float a ~ выпускать заем float a ~ предоставлять кредит floating rate ~ облигация с плавающей ставкой fluctuating rate ~ ссуда с изменяющейся процентной ставкой forced ~ вынужденный заем foreign currency ~ заем в иностранной валюте foreign exchange ~ заем в иностранной валюте foreign ~ иностранный заем forgiveable ~ невзыскиваемая ссуда forgiveable ~ невзыскиваемый кредит forward-covered ~ вал.-фин. ссуда с форвардным покрытием gift ~ беспроцентная ссуда global ~ глобальный заем government guaranteed ~ ссуда с правительственной гарантией ~ заем;
    government loan государственный заем government ~ государственный заем government ~ правительственная ссуда government ~ правительственный заем grant a ~ предоставлять заем grant a ~ предоставлять ссуду home ~ внутренний заем housing ~ заем на жилищное строительство housing ~ ссуда на покупку дома import ~ ссуда на импорт товаров improvement ~ ссуда на мелиорацию земель index-linked ~ индексированный заем index-tied ~ индексированный заем indexed ~ индексированный заем industrial ~ деловой заем industrial ~ кредит промышленному предприятию industrial ~ промышленный заем industrial ~ ссуда, предоставляемая промышленному предприятию instalment ~ заем на оплату в рассрочку instalment ~ ссуда с погашением в рассрочку intercompany ~ межфирменный кредит interest adjustment ~ ссуда с регулирируемой ставкой процента interest-bearing ~ процентная ссуда interest-free ~ беспроцентная ссуда intermediate ~ среднесрочная ссуда intragroup ~ внутрифирменный заем issue a ~ выдавать ссуду issue a ~ выпускать заем kiwi ~ банк. заем в новозеландских долларах linear repayment ~ ссуда с последовательным погашением loan (преим. амер.) давать взаймы, ссужать ~ давать взаймы ~ заем ~ заимствование (о слове, мифе, обычае) ~ заем;
    government loan государственный заем ~ кредит ~ ссуда ~ ссуда;
    (что-л.) данное для временного пользования (напр., книга) ~ ссужать ~ at interest ссуда под проценты ~ for consumption purposes потребительская ссуда ~ for extension ссуда на пристройку к дому ~ for new building ссуда на новое здание ~ for tenant's contribution ссуда для взносов арендатора ~ of money денежный заем ~ on goods ссуда под залог товаров ~ on policy ссуда под страховой полис ~ on special terms ссуда на особых условиях ~ to cover arrears ссуда для уплаты просроченных ссуд по счетам ~ to developing country заем развивающимся странам local authority ~ заем, выпущенный местным органом власти long-term ~ долгосрочная ссуда long-term ~ долгосрочный заем long-term ~ долгосрочный кредит lottery ~ выигрышный заем low-interest ~ ссуда с низкой процентной ставкой mandatory ~ принудительный заем medium-term ~ среднесрочная ссуда modernization ~ ссуда на модернизацию money ~ денежная ссуда money ~ договор денежного займа mortgage credit ~ ссуда под ипотечный кредит mortgage ~ заем под залог недвижимости mortgage ~ ипотечная ссуда mortgage ~ ипотечный кредит mortgage ~ ссуда под закладную mortgage ~ ссуда под недвижимость municipal ~ муниципальная ссуда municipal ~ муниципальный заем negotiate a ~ получать заем negotiate: ~ вести переговоры, договариваться( with) ;
    обсуждать условия;
    to negotiate a loan (terms of peace) договариваться об условиях займа (мира) new financial ~ новый финансовый заем new ~ новый заем nominal ~ номинальная ссуда nonbusiness ~ ссуда, выданная не для экономической деятельности obtain a ~ получать ссуду on ~ взаймы on ~ предоставленный для выставки (об экспонате) ordinary ~ заем, предоставленный за счет обычных ресурсов outstanding ~ непогашенная ссуда parallel ~ параллельная ссуда payroll account ~ кредит на счет заработной платы pension fund ~ ссуда пенсионному фонду perpetual ~ бессрочный заем personal bank ~ личная банковская ссуда personal ~ личный заем personal ~ ссуда частному лицу personnel ~ ссуда частному лицу policy ~ ссуда под страховой полис premium bond ~ выпуск премиальных облигаций premium ~ выигрышный заем product ~ ссуда под продукцию provide a ~ предоставлять заем public ~ государственный заем quick ~ быстрый заем raise a ~ получать заем raise a ~ получать ссуду rebuilding ~ ссуда на реконструкцию reconstruction ~ ссуда на реконструкцию redeem a ~ погашать долг refinancing ~ рефинансированная ссуда refinancing ~ рефинансированный заем remaining ~ непогашенный остаток ссуды renew a ~ продлевать срок выплаты ссуды reorganization ~ ссуда на реорганизацию reorganize ~ structure пересматривать структуру займа repay a ~ погашать заем repay a ~ погашать ссуду replacement ~ ссуда на модернизацию repo ~ заем в соответствии с соглашением о продаже и обратной покупке seasonal ~ сезонная ссуда seasonal ~ сезонный кредит secured ~ обеспеченная ссуда secured ~ ссуда, гарантированная залогом активов securities ~ ссуда ценных бумаг self-liquidating ~ краткосрочная подтоварная ссуда service a ~ погашать ссуду shareholder ~ ссуда, обеспеченная акциями shipbuilding ~ ссуда на постройку судна shipping ~ морской заем short ~ краткосрочная ссуда short ~ краткосрочный заем short-term ~ краткосрочная ссуда short-term ~ краткосрочный заем short-term ~ краткосрочный кредит soft ~ льготный заем soft ~ льготный кредит special ~ специальный заем special-term ~ ссуда на особых условиях staff ~ ссуда для персонала state ~ государственный заем straight ~ ссуда, не покрытая обеспечением student ~ студенческая ссуда study ~ заем на обучение subordinated ~ субординационный заем subscribe a ~ подписываться на заем subsidiary ~ вспомогательная ссуда supplementary ~ дополнительная ссуда syndicated ~ банковская ссуда, предоставленная членам консорциума syndicated ~ консорциальный кредит syndicated ~ синдицированный кредит term ~ срочный кредит terminate a ~ аннулировать заем underwrite a ~ гарантировать размещение кредита unrecorded commercial ~ неучтенная коммерческая ссуда unrecorded commercial ~ неучтенная подтоварная ссуда unsecured ~ необеспеченный заем variable interest ~ ссуда с плавающей процентной ставкой written-off ~ списанная ссуда zero coupon ~ заем с нулевым купоном

    Большой англо-русский и русско-английский словарь > loan

  • 12 loan

    [ləun]
    accommodation loan ссуда на квартиру additional loan дополнительная ссуда additional loan дополнительный заем adjustable interest rate loan ссуда с регулируемой процентной ставкой advance loan авансовая ссуда advance loan предварительный заем agreed maturity for loan согласованный срок погашения ссуды alteration loan недв. ссуда на переделку amortization loan долгосрочная ссуда, погашаемая в рассрочку amortization loan частичная уплата в счет займа annuity loan ссуда на аннуитет arrange a loan давать распоряжение о предоставлении ссуды back-to-back loan компенсационный заем bank loan банковская ссуда bank loan банковский заем banker loan банковская ссуда be granted a loan получить ссуду bonded loan облигационный заем borrow-pledge security loan ссуда под залог ценных бумаг bridging loan краткосрочный кредит до выпуска акций bridging loan краткосрочный кредит до основного финансирования bridging loan промежуточное финансирование bridging loan ссуда на покупку нового дома до момента продажи заемщиком старого дома broker's loan брокерская ссуда building loan заем под строительство building loan кредит на строительство building loan ссуда на строительство building society loan ссуда жилищно-строительному кооперативу bullet loan заем с единовременным погашением business development loan ссуда на развитие предприятия business loan ссуда деловому предприятию business start-up loan ссуда на создание нового предприятия call loan онкольная ссуда call loan ссуда до востребования cancel a loan аннулировать заем cancel a loan отказываться от ссуды car loan ссуда на покупку автомобиля cash loan получать ссуду cash loan ссуда, выданная наличными cash loan scheme порядок получения ссуды наличными cash proceeds from bond loan выручка наличными от облигационного займа cash security loan ссуда, обеспеченная наличными деньгами change-of-ownership loan ссуда на раздел собственности chattel loan ссуда под залог движимого имущества collateral loan ломбардный кредит collateral loan ссуда под обеспечение commercial loan коммерческая ссуда commercial loan подтоварная ссуда commodity loan подтоварная ссуда company loan заем, выпущенный компанией compulsory loan принудительный заем conclude a loan agreement заключать договор о ссуде conclude a loan agreement заключать контракт о получении кредита consolidation loan объединенный заем construction loan заем на строительство construction loan строительный кредит consumer credit loan ссуда на потребительский кредит consumer loan потребительская ссуда contract a loan делать заем contractor loan кредит строительному подрядчику conversion loan конверсионный заем convertible loan конвертируемая ссуда day-to-day loan онкольная ссуда day-to-day loan ссуда, возвращаемая по требованию day-to-day loan ссуда до востребования dead loan безнадежный долг dealer loan дилерский кредит debenture loan ссуда под долговое обязательство debenture loan ссуда под долговую расписку debt rescheduling loan ссуда для реструктуризации долга development loan ссуда на проектно-конструкторскую работу development loan ссуда на разработку distressed loan ссуда, на которую наложен арест dollar loan долларовая ссуда dollar loan долларовый заем domestic government loan внутренний государственный заем domestic loan внутренний заем dormant loan неэффективно используемая ссуда earlier loan ранее выданный заем educational loan заем на учебу emergency relief loan заем в связи с чрезвычайными обстоятельствами energy conservation loan ссуда на экономию энергии environmental support loan кредит на мероприятия по охране окружающей среды equipment loan ссуда на оборудование eurobond loan ссуда под еврооблигации exchange risk covered loan кредит на покрытие убытков от валютного риска existing loan непогашенный кредит export credit loan экспортный кредит export loan экспортный кредит external group loan заем зарубежного концерна external loan внешний заем extra group loan дополнительный заем концерну farming loan ссуда сельскохозяйственным предприятиям farming loan фермерская ссуда fiduciary loan заем, не обеспеченный золотом final loan последний кредит final loan последняя ссуда financial loan финансовый кредит fixed loan долгосрочная ссуда fixed loan долгосрочный заем fixed-rate loan банк. ссуда с фиксированной процентной ставкой float a loan выпускать заем float a loan предоставлять кредит floating rate loan облигация с плавающей ставкой fluctuating rate loan ссуда с изменяющейся процентной ставкой forced loan вынужденный заем foreign currency loan заем в иностранной валюте foreign exchange loan заем в иностранной валюте foreign loan иностранный заем forgiveable loan невзыскиваемая ссуда forgiveable loan невзыскиваемый кредит forward-covered loan вал.-фин. ссуда с форвардным покрытием gift loan беспроцентная ссуда global loan глобальный заем government guaranteed loan ссуда с правительственной гарантией loan заем; government loan государственный заем government loan государственный заем government loan правительственная ссуда government loan правительственный заем grant a loan предоставлять заем grant a loan предоставлять ссуду home loan внутренний заем housing loan заем на жилищное строительство housing loan ссуда на покупку дома import loan ссуда на импорт товаров improvement loan ссуда на мелиорацию земель index-linked loan индексированный заем index-tied loan индексированный заем indexed loan индексированный заем industrial loan деловой заем industrial loan кредит промышленному предприятию industrial loan промышленный заем industrial loan ссуда, предоставляемая промышленному предприятию instalment loan заем на оплату в рассрочку instalment loan ссуда с погашением в рассрочку intercompany loan межфирменный кредит interest adjustment loan ссуда с регулирируемой ставкой процента interest-bearing loan процентная ссуда interest-free loan беспроцентная ссуда intermediate loan среднесрочная ссуда intragroup loan внутрифирменный заем issue a loan выдавать ссуду issue a loan выпускать заем kiwi loan банк. заем в новозеландских долларах linear repayment loan ссуда с последовательным погашением loan (преим. амер.) давать взаймы, ссужать loan давать взаймы loan заем loan заимствование (о слове, мифе, обычае) loan заем; government loan государственный заем loan кредит loan ссуда loan ссуда; (что-л.) данное для временного пользования (напр., книга) loan ссужать loan at interest ссуда под проценты loan for consumption purposes потребительская ссуда loan for extension ссуда на пристройку к дому loan for new building ссуда на новое здание loan for tenant's contribution ссуда для взносов арендатора loan of money денежный заем loan on goods ссуда под залог товаров loan on policy ссуда под страховой полис loan on special terms ссуда на особых условиях loan to cover arrears ссуда для уплаты просроченных ссуд по счетам loan to developing country заем развивающимся странам local authority loan заем, выпущенный местным органом власти long-term loan долгосрочная ссуда long-term loan долгосрочный заем long-term loan долгосрочный кредит lottery loan выигрышный заем low-interest loan ссуда с низкой процентной ставкой mandatory loan принудительный заем medium-term loan среднесрочная ссуда modernization loan ссуда на модернизацию money loan денежная ссуда money loan договор денежного займа mortgage credit loan ссуда под ипотечный кредит mortgage loan заем под залог недвижимости mortgage loan ипотечная ссуда mortgage loan ипотечный кредит mortgage loan ссуда под закладную mortgage loan ссуда под недвижимость municipal loan муниципальная ссуда municipal loan муниципальный заем negotiate a loan получать заем negotiate: loan вести переговоры, договариваться (with); обсуждать условия; to negotiate a loan (terms of peace) договариваться об условиях займа (мира) new financial loan новый финансовый заем new loan новый заем nominal loan номинальная ссуда nonbusiness loan ссуда, выданная не для экономической деятельности obtain a loan получать ссуду on loan взаймы on loan предоставленный для выставки (об экспонате) ordinary loan заем, предоставленный за счет обычных ресурсов outstanding loan непогашенная ссуда parallel loan параллельная ссуда payroll account loan кредит на счет заработной платы pension fund loan ссуда пенсионному фонду perpetual loan бессрочный заем personal bank loan личная банковская ссуда personal loan личный заем personal loan ссуда частному лицу personnel loan ссуда частному лицу policy loan ссуда под страховой полис premium bond loan выпуск премиальных облигаций premium loan выигрышный заем product loan ссуда под продукцию provide a loan предоставлять заем public loan государственный заем quick loan быстрый заем raise a loan получать заем raise a loan получать ссуду rebuilding loan ссуда на реконструкцию reconstruction loan ссуда на реконструкцию redeem a loan погашать долг refinancing loan рефинансированная ссуда refinancing loan рефинансированный заем remaining loan непогашенный остаток ссуды renew a loan продлевать срок выплаты ссуды reorganization loan ссуда на реорганизацию reorganize loan structure пересматривать структуру займа repay a loan погашать заем repay a loan погашать ссуду replacement loan ссуда на модернизацию repo loan заем в соответствии с соглашением о продаже и обратной покупке seasonal loan сезонная ссуда seasonal loan сезонный кредит secured loan обеспеченная ссуда secured loan ссуда, гарантированная залогом активов securities loan ссуда ценных бумаг self-liquidating loan краткосрочная подтоварная ссуда service a loan погашать ссуду shareholder loan ссуда, обеспеченная акциями shipbuilding loan ссуда на постройку судна shipping loan морской заем short loan краткосрочная ссуда short loan краткосрочный заем short-term loan краткосрочная ссуда short-term loan краткосрочный заем short-term loan краткосрочный кредит soft loan льготный заем soft loan льготный кредит special loan специальный заем special-term loan ссуда на особых условиях staff loan ссуда для персонала state loan государственный заем straight loan ссуда, не покрытая обеспечением student loan студенческая ссуда study loan заем на обучение subordinated loan субординационный заем subscribe a loan подписываться на заем subsidiary loan вспомогательная ссуда supplementary loan дополнительная ссуда syndicated loan банковская ссуда, предоставленная членам консорциума syndicated loan консорциальный кредит syndicated loan синдицированный кредит term loan срочный кредит terminate a loan аннулировать заем underwrite a loan гарантировать размещение кредита unrecorded commercial loan неучтенная коммерческая ссуда unrecorded commercial loan неучтенная подтоварная ссуда unsecured loan необеспеченный заем variable interest loan ссуда с плавающей процентной ставкой written-off loan списанная ссуда zero coupon loan заем с нулевым купоном

    English-Russian short dictionary > loan

  • 13 cotiser

    cotiser [kɔtize]
    ➭ TABLE 1
    1. intransitive verb
    • tu as cotisé pour le cadeau ? did you chip in (inf) for the present?
    2. reflexive verb
    * * *
    kɔtize
    1.
    verbe intransitif
    1) ( à un régime de protection) to pay one's contributions
    2) (à une association, un syndicat) to pay one's subscription (à to)

    2.
    se cotiser verbe pronominal to club together GB, to go in together
    * * *
    kɔtize vi

    cotiser à [retraite] — to pay contributions to, [association] to subscribe to

    * * *
    cotiser verb table: aimer
    A vi
    1 Prot Soc to pay one's contributions; cette année, je n'ai pas cotisé I haven't paid my contributions this year; cotiser à une caisse de retraite to pay one's superannuation contribution;
    2 Entr, Pol ( à une association) to pay one's subscription (à to), to subscribe (à to); ( à un syndicat) to pay one's dues ou subscription (à to); j'ai décidé de ne plus cotiser I've decided to stop paying my subscription.
    B se cotiser vpr to club together GB, to go in together; nous nous sommes tous cotisés pour leur faire un cadeau we all clubbed together GB ou went in together to give them a present.
    [kɔtize] verbe intransitif
    [par choix] to subscribe
    ————————
    se cotiser verbe pronominal intransitif

    Dictionnaire Français-Anglais > cotiser

  • 14 insurance

    [ɪnˈʃuərəns]
    accept an insurance policy получать страховой полис accident insurance contribution взнос на страхование от несчастного случая accountants' indemnity insurance страхование для компенсации убытков бухгалтерии additional expense insurance страхование дополнительных расходов agricultural insurance сельскохозяйственное страхование air transport insurance страхование воздушных перевозок aircraft hull insurance страхование самолета aircraft hull insurance страхование фюзеляжа воздушного судна aircraft passenger insurance страхование авиапассажиров all risks insurance страхование на все случаи жизни all risks insurance страхование от всех рисков all-in insurance страхование на все случаи жизни all-risks insurance полное страхование all-risks insurance страхование от любого риска annual insurance годовая страховка annuity insurance страхование ренты art property and jewellery insurance страхование предметов искусства и драгоценностей automobile insurance страхование автомобиля automobile third party liability insurance страхование ответственности владельца автомобиля перед третьими лицами aviation insurance авиационное страхование bicycle theft insurance страхование от кражи велосипеда blanket insurance блок-страхование business closure insurance страхование компании на случай прекращения деятельности business interruption insurance страхование компании от убытков в случае остановки производства cancel an insurance аннулировать страхование cancellation insurance страхование от аннулирования capital deposit insurance страхование депозитов капитала captive insurance company дочерняя страховая компания car insurance страхование автомобиля cargo insurance страхование грузов cargo insurance страхование морских грузов cash messenger insurance страхование инкассатора casualty insurance страхование от несчастных случаев child's deferred insurance отсроченное страхование детей child's insurance детское страхование coin machine insurance страхование монетного автомата collective accident insurance коллективное страхование от несчастного случая collective insurance коллективное страхование collision insurance страхование на случай столкновения combined insurance комбинированная страховка combined shop insurance смешанное страхование магазинов commercial insurance торговое страхование commercial liability insurance страхование коммерческой ответственности compensation insurance страхование компенсации comprehensive building insurance страхование нескольких строений по одному договору comprehensive insurance комбинированное страхование comprehensive insurance полная страховка comprehensive insurance страхование нескольких видов имущества по одному договору compulsory industrial injuries insurance страх. обязательное страхование от производственных травм compulsory insurance страх. обязательное страхование compulsory insurance страх. принудительное страхование compulsory old-age insurance обязательное страхование по старости compulsory third party insurance обязательное страхование третьей стороны computer crime insurance страхование от использования вычислительной машины в преступных целях consequential loss insurance страхование от косвенного ущерба consumer insurance страховка потребителя container insurance контейнерная страховка contractor's all risks insurance комбинированное страхование подрядчика contractor's all risks insurance страхование подрядчика от всех рисков contributory insurance страхование с частичными взносами cost and insurance (C and I) стоимость и страхование credit insurance страхование кредитов credit insurance страхование от неуплаты долга credit insurance scheme порядок страхования кредитов credit insurance system система страхования кредитов cremation expenses insurance страхование расходов на кремацию crop hail insurance страхование сельскохозяйственных культур от повреждения градом crop insurance страхование урожая current insurance действующий договор страхования deferred insurance отсроченное страхование deposit insurance депозитная страховка deposit insurance страхование депозитов deposit insurance fund фонд страхования депозитов difference-in-conditions insurance страхование с разницей в условиях direct insurance прямое страхование disability insurance страхование по нетрудоспособности disability insurance страховка по нетрудоспособности double insurance двойное страхование earthquake insurance страхование от землетрясения employer's liability insurance страхование ответственности работодателя employment pension insurance пенсионное страхование трудящихся engineering insurance страхование производственного оборудования environmental liability insurance страхование по обязательствам, связанным с экологией erection insurance страхование строительства exchange risk insurance страхование от валютного риска exhibition risks insurance страхование от рисков, связанных с демонстрацией товаров export credit insurance страхование кредита на экспорт export credit insurance страхование экспортного кредита family income insurance страхование дохода семьи fidelity insurance страхование от финансовых потерь, связанных со злоупотреблениями служащих компании fire insurance страхование от огня fire insurance страхование от пожара fire recourse insurance страхование от повторных пожаров first loss insurance страхование от первых убытков first loss insurance страхование по первому риску first party insurance страхование первой стороны fixed date insurance страхование жизни на определенный срок fixed-term insurance страхование жизни на определенный срок flight insurance страхование воздушной перевозки flood insurance страхование от наводнения foreign exchange insurance страхование в иностранной валюте forest fire insurance страхование от лесных пожаров freight insurance страхование груза freight insurance страхование перевозки грузов frost damage insurance страхование ущерба от заморозка frost insurance страхование от заморозков full value insurance страхование в полную стоимость full value insurance страхование на полную сумму fully comprehensive insurance полное страхование fully comprehensive insurance страхование всех видов по одному договору funeral expenses insurance страхование затрат на похороны general insurance общее страхование general liability insurance страхование гражданской ответственности goods insurance страхование товаров graduated life insurance дифференцированное страхование жизни group health insurance коллективное медицинское страхование group insurance групповое страхование group insurance коллективное страхование group life insurance групповое страхование жизни guarantee insurance гарантийное страхование hailstorm insurance страх. страхование от убытков, причиненных градом health insurance страхование здоровья health insurance страх. страхование от болезней health insurance card карточка страхования здоровья; страховой полис health insurance fund страх. фонд страхования здоровья health insurance society страх. общество страхования здоровья home-foreign insurance страх. страхование по переписке household comprehensive insurance страх. страхование нескольких видов домашнего имущества по одному договору household furniture insurance страх. страхование предметов домашнего обихода houseowner's comprehensive insurance страх. комбинированное страхование домовладения hull insurance страхование корпуса судна, каско hull insurance мор.страх. страхование корпуса судна hunting liability insurance страх. страхование гражданской ответственности на охоте import credit insurance страхование кредита для импорта import protection insurance страхование охраны импорта товаров indemnity insurance страховая гарантия indexed new-value insurance страхование, учитывающее изменение стоимости застрахованного объекта indirect insurance непрямое страхование industrial accident insurance страхование от несчастных случаев на производстве industrial injuries insurance страхование от производственного травматизма industrial insurance промышленное страхование industrial life insurance индустриальное страхование жизни inland transport insurance страхование перевозок внутри страны insurance страхование insurance страховая премия insurance страховой полис insurance сумма страхования insurance against treatment insury страхование на случай неудачного лечения insurance company share акция страховой компании insurance contract act закон о договоре страхования insurance for less than a year страхование на срок менее года insurance in force действующий договор страхования insurance of buildings страхование зданий insurance of cargo страхование груза insurance of contents страхование домашнего имущества insurance of daily benefits страхование дневного содержания insurance of fixed sums страхование фиксированных сумм insurance of fluorescent tubes страхование флуоресцентных ламп insurance of goods страхование товара insurance of goods and chattels страхование личного движимого имущества insurance of growing crops страхование выращиваемого урожая insurance of industrial risks страхование от промышленных рисков insurance of low tension installation страхование установки низкого напряжения insurance of medical expenses страхование медицинских расходов insurance of movable property страхование движимой собственности insurance of persons индивидуальное страхование insurance of persons личное страхование insurance of securities in transit страхование ценных бумаг при перевозке insurance of shell of building страхование облицовки здания insurance of stocks страхование складов insurance of valuables страхование драгоценностей insurance of valuables страхование ювелирных изделий interpretation difference insurance страхование от различий в толковании invalidity insurance страхование на случай инвалидности jewellery insurance страхование драгоценностей jewellery insurance страхование ювелирных изделий key insurance страх. страхование от всех рисков kidnap insurance страх. страхование от похищения ребенка legal expenses insurance страхование судебных издержек liability insurance страхование гражданской ответственности life insurance страхование жизни life insurance company компания по страхованию жизни life insurance policy полис страхования жизни policy: life insurance insurance полис страхования жизни life insurance sum сумма страхования жизни livestock insurance страхование домашнего скота livestock insurance страхование животных long-term insurance долгосрочное страхование loss insurance страхователь от убытков low tension insurance страхование от низкого напряжения в сети luggage insurance страхование багажа machinery breakdown insurance страхование на случай поломки оборудования machinery insurance страхование оборудования mandatory insurance обязательное страхование marine hull insurance страхование корпуса судна marine insurance морское страхование maternity insurance страхование женщин на случай родов maternity insurance страхование по материнству medical expenses insurance страхование медицинских расходов medical insurance медицинское страхование mortgage guarantee insurance гарантийное страхование ипотечной задолженности mortgage insurance страхование ипотечной задолженности motor cycle insurance страхование мотоциклов motor insurance автомобильное страхование motor insurance страхование автомобилей motor third party liability insurance страхование автотранспортных средств от ответственности в отношении третих лиц motor vehicle insurance страхование автомобиля motorcar insurance страхование автомобильного транспорта motorcar insurance страхование легковых автомобилей multiple insurance многократное страхование musical instruments insurance страхование музыкальных инструментов mutual insurance взаимное страхование national health insurance государственное страхование от болезней national insurance государственное страхование National Insurance Act Закон о государственном страховании (Великобритания) national old age invalidity and unemployment pension insurance национальное страхование по старости инвалидности и безработице national pension insurance национальное пенсионное страхование national sickness insurance benefit payments выплаты национального страхового пособия по безработице new insurance дополнительное страхование no-fault insurance страхование безаварийной работы nonlife insurance страхование ущерба nuclear risks insurance страхование от риска радиоактивного облучения obligatory insurance облигаторное страхование occupational compensation insurance страхование выплат работникам offshore insurance офшорное страхование offshore insurance страхование, не подпадающее под национальное регулирование old age insurance страхование по старости optional insurance добровольное страхование ordinary life insurance обычное страхование жизни ordinary life insurance страхование на случай смерти с пожизненной уплатой взносов paid-up insurance оплаченный страховой полис partial insurance неполное страхование partial insurance страхование в неполную стоимость passenger insurance страхование пассажиров pension insurance пенсионное страхование pension insurance страхование пенсии perpetual insurance бессрочное страхование perpetual insurance пожизненное страхование personal accident insurance индивидуальное страхование от несчастного случая personal accident insurance личное страхование от несчастного случая personal insurance индивидуальное страхование personal insurance личное страхование personal liability insurance страхование гражданской ответственности personal property insurance страхование личной собственности pharmaceutical insurance страхование фармацевтических расходов plate glass insurance страхование витринного стекла pluvious insurance страхование от ненастной погоды во время отпуска pool insurance коллективное страхование portfolio insurance страхование портфеля активов post office insurance страхование по почте premium insurance страхование с уплатой взносов previous insurance предыдущее страхование price differences insurance страхование различия в ценах private insurance индивидуальное страхование private insurance личное страхование product liability insurance страхование ответственности за качество выпускаемой продукции professional disability insurance страхование от нетрудоспособности по данной профессии professional indemnity insurance страхование от убытков в ходе профессиональной деятельности professional liability insurance страхование профессиональной ответственности property fire insurance страхование имущества от пожара property insurance страхование имущества propose an insurance заявлять о намерении застраховаться provident insurance социальное страхование public liability insurance страхование гражданской ответственности pure endowment insurance страхование с выплатой страховой суммы лицам, указанным в полисе, или самому застрахованному при достижении определенного срока railway passengers' insurance страхование пассажиров железнодорожного транспорта replacement value insurance страхование имущества, при котором возмещение выплачивается в размере восстановительной стоимости retirement pension insurance страхование пенсии за выслугу лет retirement pension insurance страхование пенсии по возрасту retirement pension insurance страхование пенсии по старости retroactive insurance страхование, имеющее обратную силу risk insurance страхование от риска risk insurance страхование риска robbery insurance страхование от грабежа salvage value insurance страхование стоимости спасенного имущества satellite insurance дополнительное страхование sea insurance морское страхование short-term insurance краткосрочное страхование sickness benefit insurance страхование на случай болезни sickness insurance страхование по болезни sickness insurance card карта страхования по болезни; полис страхования по болезни sickness insurance contribution взносы страхованя по болезни single-premium insurance страхование с единовременным страховым взносом ski-breakage insurance страхование от поломки лыж social insurance социальное страхование social insurance card карта социального страхования The Social Insurance Institution Институт социального страхования spacecraft insurance страхование космического аппарата statutory insurance установленное законом страхование storm damage insurance страхование от убытков вследствие бури straight life insurance страхование с пожизненной уплатой взносов supplementary health insurance дополнительное страхование от болезней supplementary insurance дополнительное страхование suretyship insurance страхование от финансовых потерь, связанных со злоупотреблениями служащих компании survivorship life insurance страхование жизни пережившего супруга television insurance страхование телевизора temporary insurance временное страхование term insurance страхование на срок term life insurance срочное страхование жизни theft insurance страхование от кражи title insurance страхование от дефектов правового титула tourist health insurance страхование туристов от болезней trade credit insurance страхование коммерческих кредитов transport insurance страхование перевозок travel insurance страхование туристов traveller's accident insurance страхование туристов от несчастных случаев traveller's health insurance страхование туристов от болезней underwrite insurance принимать на страхование unemployment insurance страхование от безработицы unemployment insurance страхование по безработице vehicle insurance страхование транспорта voluntary insurance добровольное страхование wager insurance азартный полис war risk insurance страхование от военных рисков water damage insurance страхование от ущерба, причиненного водой weather insurance страхование от атмосферного воздействия whole-life insurance пожизненное страхование на случай смерти widow's insurance страхование на случай вдовства workmen's compensation insurance страхование от понижения заработной платы works traffic insurance страхование производственного транспорта write insurance принимать на страхование

    English-Russian short dictionary > insurance

  • 15 annuity

    сущ.
    1) фин., страх. аннуитет, финансовая [страховая\] рента (слово произошло от лат. "annus" — "год", изначально обозначало ежегодные выплаты)
    а) (равные платежи, регулярно, напр. ежемесячно, ежегодно и т. д., поступающие или выплачиваемые в течение определенного периода времени)

    to receive an annuity — получать аннуитет [аннуитетные платежи\]

    an individual who is in receipt of an annuity — лицо, получающее аннуитет

    annuity of $50 per month — аннуитет в размере $50 в месяц

    $100-a-month annuity — аннуитет в размере $100 в месяц

    $600-a-year annuity — аннуитет в размере $600 в год

    annual [monthly\] annuity — годовой [месячный\] аннуитет

    The annual annuity is determined by multiplying the amount contributed by the annuity rate. — Годовой аннуитет [годовой аннуитетный платеж\] определяется путем умножения внесенной суммы на аннуитетную ставку.

    б) (соглашение или контракт, по которому физическое лицо — аннуитент — с помощью внесения единовременного или ряда периодических платежей приобретает право регулярно получать равные платежи в течение определенного периода или пожизненно; многие формы страхования основаны на этом принципе, в частности, пенсионное страхование)

    to purchase [to buy\] an annuity — покупать аннуитет

    annuity purchaser, purchaser of an annuity — покупатель аннуитета

    annuity purchase, purchase of an annuity — покупка аннуитета

    annuity seller, seller of an annuity — продавец аннуитета

    sale of an annuity, annuity sale — продажа аннуитета

    to issue an annuity — выпускать аннуитетное соглашение [аннуитет\]*

    to provide an annuity — предоставлять аннуитетные услуги*; обеспечивать аннуитетный доход [аннуитетные выплаты\]*

    The group's principal activities are to provide variable annuities, fixed annuities, public and private sector pension plans and life insurance. — Основная деятельность группы — предоставление услуг по плавающим аннуитетам, фиксированным аннуитетам, государственным и частным пенсионным планам и страхованию жизни.

    The lump sum can be reinvested to provide an annuity during the remainder of life. — Эта единовременная выплата может быть реинвестирована для того, чтобы обеспечить выплату аннуитетного дохода на протяжении оставшейся жизни.

    to offer an annuity — предлагать аннуитет, предлагать аннуитетные услуги

    This annuity pays you an income for as long as you live. — Этот аннуитет [это аннуитетное соглашение\] предусматривает выплату вам дохода в течение вашей жизни. [По этому аннуитетному соглашению вам выплачивается доход в течение вашей жизни\].

    to take out an annuity — приобрести аннуитет [аннуитетный договор\]

    to obtain [to get\] an annuity — приобрести аннуитет

    to cancel an annuity — аннулировать [отменить\] аннуитет [аннуитетный договор\]*

    annuity market — рынок аннуитетов, аннуитетный рынок

    See:
    2) мн., фин., брит. рентные облигации (бессрочные облигации британского правительства; в настоящее время существует два выпуска с процентными ставками 2,5 % и 2,75 %)
    See:

    * * *
    annuity; Anny 1) рента: регулярно поступающие равные платежи (на срок или пожизненно); 2) соглашение или контракт (обычно со страховой компанией), по которому физическое лицо - аннуитант - приобретает право на регулярно поступающие суммы начиная с определенного времени, напр., выхода на пенсию (часто пожизненно); см. annuitant;
    * * *
    * * *
    ежегодная рента; ежегодный доход; ежегодное пособие; аннуитет
    . Регулярные выплаты, производимые страховой компанией в пользу держателей полисов в течение определенного периода времени . The dictionary definition is a contract issued by an insurance company that pays an annuitant an amount periodically for a certain time for the remainder of his life. Common usage has expanded that definition to the point where you must dig deeper to understand the meaning. Variations include a deferred annuity where you make payments into a fund over a period of years (where tax on the fund's income is deferred), an immediate annuity (the original definition) or many other plans where a series of payments, either into or out of the fund, are involved. Словарь экономических терминов .
    * * *
    инвестиции, приносящие клиенту банка через регулярные промежутки времени определенную сумму денег доход
    -----
    годовая рента, аннуитет
    ряд последовательных платежей, выплачиваемых через равные промежутки времени, например ежегодные лизинговые платежи
    -----
    Финансы/Кредит/Валюта
    1. ежегодная денежная сумма определенного размера, выплачиваемая кредитору в погашение полученного от него займа, включая проценты
    2. регулярно получаемый доход, не требующий от получателя предпринимательской деятельности тж. Anny
    -----
    договор, предусматривающий серию регулярных платежей на определенный период

    Англо-русский экономический словарь > annuity

  • 16 Gemeinschaftsabkommen

    Gemeinschaftsabkommen
    joint-venture agreement;
    • Gemeinschaftsanschluss (telecom.) party lines;
    • Gemeinschaftsarbeit combined (coop) work, teamwork, (Autoren) joint authorship;
    • Gemeinschaftsausgaben (EU) Community expenses;
    • Gemeinschaftsausstellung joint presentation;
    • Gemeinschaftsbesitz joint ownership;
    • Gemeinschaftsbestimmungen (EU) Community rules (provisions);
    • Gemeinschaftsbeteiligung joint venture;
    • Gemeinschaftsbetrieb joint operation (working), common enterprise;
    • Gemeinschaftsbeziehungen (EU) Community relations;
    • Gemeinschaftsbilanz consolidated balance sheet;
    • Gemeinschaftsbürger Community citizen;
    • Gemeinschaftscharta der sozialen Grundrechte der Arbeitnehmer Community Charter of Fundamental Social Rights of Workers;
    • Gemeinschaftsdepot joint deposit, alternative safe-custody (Br.) (custodianship, US) account;
    • Gemeinschaftsdurchschnitt (EU) Community average;
    • Gemeinschaftsebene (EU) Community level;
    • auf Gemeinschaftsebene beschließen (EU) to take decision within the Community framework;
    • Gemeinschaftseigentum community of goods, collective ownership, ownership in common, community estate, society goods, (Grundstück) tenancy in common;
    • Gemeinschaftseinkauf group (combine) buying, cooperative purchasing, collective shopping;
    • Gemeinschaftseinkauf unabhängiger Einzelhändler voluntary chain;
    • Gemeinschaftseinkäufer group buyer;
    • Gemeinschaftseinrichtungen (EU) Community institutions;
    • Gemeinschaftserfindung joint invention;
    • Gemeinschaftserzeuger EU producer;
    • Gemeinschaftsetat (EU) Community budget;
    • Gemeinschaftsfelder open fields;
    • Gemeinschaftsfinanzierung group financing;
    • Gemeinschaftsfonds joint stock, pool, mutual trust (US), (EU) Community fund;
    • Gemeinschaftsforschung joint research, (EU) Community research;
    • Gemeinschaftsfoto (Journalismus) pool photo;
    • Gemeinschaftsgründung joint establishment;
    • Gemeinschaftsgüter collective goods;
    • Gemeinschaftshaushalt (EU) Community (EU) budget;
    • Gemeinschaftshilfe (EU) Community aid;
    • Gemeinschaftsinitiative [für den ländlichen Raum] (EU) Community initiative [for the countryside];
    • Gemeinschaftskapital pooled fund;
    • Gemeinschaftskasse common fund;
    • Gemeinschaftskauf combine (group) buying, cooperative purchasing;
    • Gemeinschaftskontenrahmen uniform system of accounts;
    • Gemeinschaftskontingent (EU) Community quota;
    • Gemeinschaftskonto joint (community) account;
    • eheliches Gemeinschaftskonto husband-and-wife joint account;
    • Gemeinschaftskonto mit Verfügungsrecht der Überlebenden survivorship account;
    • Gemeinschaftskontrolle (EU) Community control;
    • Gemeinschaftskredit joint and several credit;
    • Gemeinschaftsmaßnahmen (EU) Community action;
    • Gemeinschaftsorgan (EU) Community organ (institution);
    • Gemeinschaftspatent joint patent;
    • Gemeinschaftspolice joint policy, (Betrieb) group policy;
    • Gemeinschaftspolitik (EU) Community (common) policy;
    • Gemeinschaftspräferenzen (EU) Community preferences;
    • Gemeinschaftspreise (EU) Community prices;
    • Gemeinschaftsproduktion coproduction;
    • Gemeinschaftsprogramm (EU) Community program(me);
    • Gemeinschaftsprojekt community project;
    • Gemeinschaftsrecht (EU) Community law (legislation);
    • dem Gemeinschaftsrecht Geltung verschaffen (EU) to ensure enforcement of Community law;
    • Gemeinschaftsrechtstexte (EU) Community legal texts;
    • Gemeinschaftsrente (EU) Community pension;
    • Gemeinschaftsschuld (Ehepaar) community debt;
    • Gemeinschaftssekretariat typing (secretarial, typists’) pool;
    • Gemeinschaftssteuer (EU) Community tax;
    • Gemeinschaftsstreitigkeit dispute with the Community;
    • Gemeinschaftssystem für das Umweltmanagement und die Umweltbetriebsprüfung Environmental management and audit scheme (EMAS);
    • Gemeinschaftsunternehmen joint undertaking (enterprise, venture), cooperative [business] venture;
    • Gemeinschaftsunternehmungen community works;
    • Gemeinschaftsverfahren (EU) Community procedure;
    • Gemeinschaftsverkauf cooperative selling (sales), consolidation sale;
    • Gemeinschaftsvermögen collective property, social wealth;
    • Gemeinschaftsverordnung (EU) Community Regulation;
    • Gemeinschaftsversicherung group (collective) insurance, (Kraftfahrzeuge) fleet insurance;
    • Gemeinschaftsvertrag joint compact (contract);
    • Gemeinschaftsvertrieb cooperative marketing;
    • Gemeinschaftsvorhaben community project, (Europäische Kernenergie Agentur) joint services;
    • Gemeinschaftsvorschriften (EU) Community legislation;
    • Gemeinschaftswährungen (EU) Community currencies;
    • Gemeinschaftswerbesendungen cooperative programme (Br.);
    • Gemeinschaftswerbung association (group, joint, cooperative, Br., coop) advertising;
    • Gemeinschafts werbung in Funk und Fernsehen participating program(me);
    • Gemeinschaftswerbung von Händlern und Herstellern vertical cooperative advertement;
    • Gemeinschaftszentrum community center (US) (centre, Br.);
    • Gemeinschaftszollkontingente (EU) Community tariff quotas.

    Business german-english dictionary > Gemeinschaftsabkommen

  • 17 manager

    сущ.
    сокр. mgr
    1) упр. менеджер, управляющий, руководитель, директор, заведующий (лицо, осуществляющее руководство людьми, управление процессами, распоряжение имуществом и т. п.; первоначально термин использовался в основном в частном секторе, однако позже стал применяться и в области государственного управления)
    Syn:
    See:
    absentee manager, account manager, accounting manager, accounts manager, acting manager, administrative manager, advertisement manager, advertising agency manager, advertising manager, advertising production manager, alternative asset manager, area manager, artist's manager, asset manager, assistant manager, assistant to manager, bank manager, benefits manager, booking manager, branch manager, branch office manager, brand manager, building manager, business manager, business promotion manager, CDO asset manager, CDO manager, change manager, circulation manager, claim manager, claims manager, comanager, co-manager, combination export manager, commercial manager, commissary manager, compensation manager, contract manager, customer service manager, data processing manager 1), debt manager, department manager, departmental manager, deputy manager, design manager, display manager 1), district manager, divisional manager, economic manager, employee benefits manager, employee welfare manager, employment manager, engineering managers, entrepreneurial manager, estate manager, executive manager, export manager, export sales manager, factory manager, factory services manager, farm manager, field district manager, field sales manager, finance manager, financial manager, first-line manager, fishery manager, floor manager, functional manager, fund manager, general manager, goods manager, group brand manager, group manager, house manager 1), &2, human resources manager, insurance claim manager, insurance claims manager, insurance manager, integrating manager, interim manager, inventory manager, investment manager, joint manager 1), junior manager, knowledge manager 1) а), labor relations manager, labour manager, line manager, list manager 1), &2, location manager, lodging managers, mailing list manager, market manager, marketing administration manager, marketing manager, marketing research manager, material control manager, media manager 1), middle manager, money manager, national sales manager, new product manager, new products manager, non-owning manager, office manager, one-minute manager, operating manager, operations manager, owner-manager, paid manager, parts manager, pension manager, pension plan manager, pension scheme manager, pensions manager, personal manager, personnel manager, planning manager, plant manager, portfolio manager, primary care manager, procurement manager, procurement services manager, product development manager, product group manager, product line manager, product manager, product promotion manager, product sales manager, production control manager 1), production manager, production theatrical manager, professional manager, program manager 1), project manager, promotion manager, promotional manager, property manager, public relations managers, purchasing manager, quality control manager, quality manager, ranch manager, real estate asset manager, regional manager, regional sales manager, relationship manager, research manager, risk manager, run-off manager, safety manager, sales managers, sales promotion manager, security manager, senior manager, service manager, shift manager, special manager, staff manager, 1), stockroom manager, sub-manager, supplies manager, syndicate manager, system manager 1), technical manager, technology manager, top manager, traffic manager, training manager, transportation manager, turnaround manager, unit manager, upper manager, value stream manager, vice-manager, works manager, manager's assistant, manager's fee, manager's job, manager's performance, manager's qualities, Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc., Lewis v. BT Investment Managers, Inc.
    2) комп. администратор; менеджер; распорядитель; диспетчер (компьютерная программа либо устройство, предназначенное для автоматической организации данных, управления другими устройствами или программами)
    Syn:
    See:
    3) фин., банк. банк-организатор займа*, управляющий банк* (банк, входящий в группу организаторов размещения нового выпуска ценных бумаг или синдицированного кредита; может быть главным организатором или одним из организаторов)
    See:

    * * *
    менеджер, управляющий: 1) лицо, осуществляющее оперативное руководство компанией или ее подразделением; 2) банк - организатор займа, в отличие от простого участника синдиката; может быть главным организатором (лид-менеджер) или одним из организаторов (коменеджер); см. co-manager;
    * * *
    руководитель; менеджер; участник синдиката по размещению ценных бумаг (о банке)
    . . Словарь экономических терминов .

    Англо-русский экономический словарь > manager

  • 18 subsidio de desempleo

    (n.) = income continuation insurance, unemployment compensation, unemployment benefit
    Ex. The personnel policy should make provision for pension plans, income continuation insurance, workers's compensation coverage, vacation and other leaves.
    Ex. A group of 64 libraries realised substantial cost reductions by joining in a pooled fund to self-insure for unemployment compensation.
    Ex. The author describes a method for conceptualising legal domains for knowledge based systems as well as its application to a substantial fragment of the Unemployment Benefits Act.
    * * *
    (n.) = income continuation insurance, unemployment compensation, unemployment benefit

    Ex: The personnel policy should make provision for pension plans, income continuation insurance, workers's compensation coverage, vacation and other leaves.

    Ex: A group of 64 libraries realised substantial cost reductions by joining in a pooled fund to self-insure for unemployment compensation.
    Ex: The author describes a method for conceptualising legal domains for knowledge based systems as well as its application to a substantial fragment of the Unemployment Benefits Act.

    * * *
    unemployment compensation o Br
    benefit

    Spanish-English dictionary > subsidio de desempleo

  • 19 Historical Portugal

       Before Romans described western Iberia or Hispania as "Lusitania," ancient Iberians inhabited the land. Phoenician and Greek trading settlements grew up in the Tagus estuary area and nearby coasts. Beginning around 202 BCE, Romans invaded what is today southern Portugal. With Rome's defeat of Carthage, Romans proceeded to conquer and rule the western region north of the Tagus, which they named Roman "Lusitania." In the fourth century CE, as Rome's rule weakened, the area experienced yet another invasion—Germanic tribes, principally the Suevi, who eventually were Christianized. During the sixth century CE, the Suevi kingdom was superseded by yet another Germanic tribe—the Christian Visigoths.
       A major turning point in Portugal's history came in 711, as Muslim armies from North Africa, consisting of both Arab and Berber elements, invaded the Iberian Peninsula from across the Straits of Gibraltar. They entered what is now Portugal in 714, and proceeded to conquer most of the country except for the far north. For the next half a millennium, Islam and Muslim presence in Portugal left a significant mark upon the politics, government, language, and culture of the country.
       Islam, Reconquest, and Portugal Created, 714-1140
       The long frontier struggle between Muslim invaders and Christian communities in the north of the Iberian peninsula was called the Reconquista (Reconquest). It was during this struggle that the first dynasty of Portuguese kings (Burgundian) emerged and the independent monarchy of Portugal was established. Christian forces moved south from what is now the extreme north of Portugal and gradually defeated Muslim forces, besieging and capturing towns under Muslim sway. In the ninth century, as Christian forces slowly made their way southward, Christian elements were dominant only in the area between Minho province and the Douro River; this region became known as "territorium Portu-calense."
       In the 11th century, the advance of the Reconquest quickened as local Christian armies were reinforced by crusading knights from what is now France and England. Christian forces took Montemor (1034), at the Mondego River; Lamego (1058); Viseu (1058); and Coimbra (1064). In 1095, the king of Castile and Léon granted the country of "Portu-cale," what became northern Portugal, to a Burgundian count who had emigrated from France. This was the foundation of Portugal. In 1139, a descendant of this count, Afonso Henriques, proclaimed himself "King of Portugal." He was Portugal's first monarch, the "Founder," and the first of the Burgundian dynasty, which ruled until 1385.
       The emergence of Portugal in the 12th century as a separate monarchy in Iberia occurred before the Christian Reconquest of the peninsula. In the 1140s, the pope in Rome recognized Afonso Henriques as king of Portugal. In 1147, after a long, bloody siege, Muslim-occupied Lisbon fell to Afonso Henriques's army. Lisbon was the greatest prize of the 500-year war. Assisting this effort were English crusaders on their way to the Holy Land; the first bishop of Lisbon was an Englishman. When the Portuguese captured Faro and Silves in the Algarve province in 1248-50, the Reconquest of the extreme western portion of the Iberian peninsula was complete—significantly, more than two centuries before the Spanish crown completed the Reconquest of the eastern portion by capturing Granada in 1492.
       Consolidation and Independence of Burgundian Portugal, 1140-1385
       Two main themes of Portugal's early existence as a monarchy are the consolidation of control over the realm and the defeat of a Castil-ian threat from the east to its independence. At the end of this period came the birth of a new royal dynasty (Aviz), which prepared to carry the Christian Reconquest beyond continental Portugal across the straits of Gibraltar to North Africa. There was a variety of motives behind these developments. Portugal's independent existence was imperiled by threats from neighboring Iberian kingdoms to the north and east. Politics were dominated not only by efforts against the Muslims in
       Portugal (until 1250) and in nearby southern Spain (until 1492), but also by internecine warfare among the kingdoms of Castile, Léon, Aragon, and Portugal. A final comeback of Muslim forces was defeated at the battle of Salado (1340) by allied Castilian and Portuguese forces. In the emerging Kingdom of Portugal, the monarch gradually gained power over and neutralized the nobility and the Church.
       The historic and commonplace Portuguese saying "From Spain, neither a good wind nor a good marriage" was literally played out in diplomacy and war in the late 14th-century struggles for mastery in the peninsula. Larger, more populous Castile was pitted against smaller Portugal. Castile's Juan I intended to force a union between Castile and Portugal during this era of confusion and conflict. In late 1383, Portugal's King Fernando, the last king of the Burgundian dynasty, suddenly died prematurely at age 38, and the Master of Aviz, Portugal's most powerful nobleman, took up the cause of independence and resistance against Castile's invasion. The Master of Aviz, who became King João I of Portugal, was able to obtain foreign assistance. With the aid of English archers, Joao's armies defeated the Castilians in the crucial battle of Aljubarrota, on 14 August 1385, a victory that assured the independence of the Portuguese monarchy from its Castilian nemesis for several centuries.
       Aviz Dynasty and Portugal's First Overseas Empire, 1385-1580
       The results of the victory at Aljubarrota, much celebrated in Portugal's art and monuments, and the rise of the Aviz dynasty also helped to establish a new merchant class in Lisbon and Oporto, Portugal's second city. This group supported King João I's program of carrying the Reconquest to North Africa, since it was interested in expanding Portugal's foreign commerce and tapping into Muslim trade routes and resources in Africa. With the Reconquest against the Muslims completed in Portugal and the threat from Castile thwarted for the moment, the Aviz dynasty launched an era of overseas conquest, exploration, and trade. These efforts dominated Portugal's 15th and 16th centuries.
       The overseas empire and age of Discoveries began with Portugal's bold conquest in 1415 of the Moroccan city of Ceuta. One royal member of the 1415 expedition was young, 21-year-old Prince Henry, later known in history as "Prince Henry the Navigator." His part in the capture of Ceuta won Henry his knighthood and began Portugal's "Marvelous Century," during which the small kingdom was counted as a European and world power of consequence. Henry was the son of King João I and his English queen, Philippa of Lancaster, but he did not inherit the throne. Instead, he spent most of his life and his fortune, and that of the wealthy military Order of Christ, on various imperial ventures and on voyages of exploration down the African coast and into the Atlantic. While mythology has surrounded Henry's controversial role in the Discoveries, and this role has been exaggerated, there is no doubt that he played a vital part in the initiation of Portugal's first overseas empire and in encouraging exploration. He was naturally curious, had a sense of mission for Portugal, and was a strong leader. He also had wealth to expend; at least a third of the African voyages of the time were under his sponsorship. If Prince Henry himself knew little science, significant scientific advances in navigation were made in his day.
       What were Portugal's motives for this new imperial effort? The well-worn historical cliche of "God, Glory, and Gold" can only partly explain the motivation of a small kingdom with few natural resources and barely 1 million people, which was greatly outnumbered by the other powers it confronted. Among Portuguese objectives were the desire to exploit known North African trade routes and resources (gold, wheat, leather, weaponry, and other goods that were scarce in Iberia); the need to outflank the Muslim world in the Mediterranean by sailing around Africa, attacking Muslims en route; and the wish to ally with Christian kingdoms beyond Africa. This enterprise also involved a strategy of breaking the Venetian spice monopoly by trading directly with the East by means of discovering and exploiting a sea route around Africa to Asia. Besides the commercial motives, Portugal nurtured a strong crusading sense of Christian mission, and various classes in the kingdom saw an opportunity for fame and gain.
       By the time of Prince Henry's death in 1460, Portugal had gained control of the Atlantic archipelagos of the Azores and Madeiras, begun to colonize the Cape Verde Islands, failed to conquer the Canary Islands from Castile, captured various cities on Morocco's coast, and explored as far as Senegal, West Africa, down the African coast. By 1488, Bar-tolomeu Dias had rounded the Cape of Good Hope in South Africa and thereby discovered the way to the Indian Ocean.
       Portugal's largely coastal African empire and later its fragile Asian empire brought unexpected wealth but were purchased at a high price. Costs included wars of conquest and defense against rival powers, manning the far-flung navel and trade fleets and scattered castle-fortresses, and staffing its small but fierce armies, all of which entailed a loss of skills and population to maintain a scattered empire. Always short of capital, the monarchy became indebted to bankers. There were many defeats beginning in the 16th century at the hands of the larger imperial European monarchies (Spain, France, England, and Holland) and many attacks on Portugal and its strung-out empire. Typically, there was also the conflict that arose when a tenuously held world empire that rarely if ever paid its way demanded finance and manpower Portugal itself lacked.
       The first 80 years of the glorious imperial era, the golden age of Portugal's imperial power and world influence, was an African phase. During 1415-88, Portuguese navigators and explorers in small ships, some of them caravelas (caravels), explored the treacherous, disease-ridden coasts of Africa from Morocco to South Africa beyond the Cape of Good Hope. By the 1470s, the Portuguese had reached the Gulf of Guinea and, in the early 1480s, what is now Angola. Bartolomeu Dias's extraordinary voyage of 1487-88 to South Africa's coast and the edge of the Indian Ocean convinced Portugal that the best route to Asia's spices and Christians lay south, around the tip of southern Africa. Between 1488 and 1495, there was a hiatus caused in part by domestic conflict in Portugal, discussion of resources available for further conquests beyond Africa in Asia, and serious questions as to Portugal's capacity to reach beyond Africa. In 1495, King Manuel and his council decided to strike for Asia, whatever the consequences. In 1497-99, Vasco da Gama, under royal orders, made the epic two-year voyage that discovered the sea route to western India (Asia), outflanked Islam and Venice, and began Portugal's Asian empire. Within 50 years, Portugal had discovered and begun the exploitation of its largest colony, Brazil, and set up forts and trading posts from the Middle East (Aden and Ormuz), India (Calicut, Goa, etc.), Malacca, and Indonesia to Macau in China.
       By the 1550s, parts of its largely coastal, maritime trading post empire from Morocco to the Moluccas were under siege from various hostile forces, including Muslims, Christians, and Hindi. Although Moroccan forces expelled the Portuguese from the major coastal cities by 1550, the rival European monarchies of Castile (Spain), England, France, and later Holland began to seize portions of her undermanned, outgunned maritime empire.
       In 1580, Phillip II of Spain, whose mother was a Portuguese princess and who had a strong claim to the Portuguese throne, invaded Portugal, claimed the throne, and assumed control over the realm and, by extension, its African, Asian, and American empires. Phillip II filled the power vacuum that appeared in Portugal following the loss of most of Portugal's army and its young, headstrong King Sebastião in a disastrous war in Morocco. Sebastiao's death in battle (1578) and the lack of a natural heir to succeed him, as well as the weak leadership of the cardinal who briefly assumed control in Lisbon, led to a crisis that Spain's strong monarch exploited. As a result, Portugal lost its independence to Spain for a period of 60 years.
       Portugal under Spanish Rule, 1580-1640
       Despite the disastrous nature of Portugal's experience under Spanish rule, "The Babylonian Captivity" gave birth to modern Portuguese nationalism, its second overseas empire, and its modern alliance system with England. Although Spain allowed Portugal's weakened empire some autonomy, Spanish rule in Portugal became increasingly burdensome and unacceptable. Spain's ambitious imperial efforts in Europe and overseas had an impact on the Portuguese as Spain made greater and greater demands on its smaller neighbor for manpower and money. Portugal's culture underwent a controversial Castilianization, while its empire became hostage to Spain's fortunes. New rival powers England, France, and Holland attacked and took parts of Spain's empire and at the same time attacked Portugal's empire, as well as the mother country.
       Portugal's empire bore the consequences of being attacked by Spain's bitter enemies in what was a form of world war. Portuguese losses were heavy. By 1640, Portugal had lost most of its Moroccan cities as well as Ceylon, the Moluccas, and sections of India. With this, Portugal's Asian empire was gravely weakened. Only Goa, Damão, Diu, Bombay, Timor, and Macau remained and, in Brazil, Dutch forces occupied the northeast.
       On 1 December 1640, long commemorated as a national holiday, Portuguese rebels led by the duke of Braganza overthrew Spanish domination and took advantage of Spanish weakness following a more serious rebellion in Catalonia. Portugal regained independence from Spain, but at a price: dependence on foreign assistance to maintain its independence in the form of the renewal of the alliance with England.
       Restoration and Second Empire, 1640-1822
       Foreign affairs and empire dominated the restoration era and aftermath, and Portugal again briefly enjoyed greater European power and prestige. The Anglo-Portuguese Alliance was renewed and strengthened in treaties of 1642, 1654, and 1661, and Portugal's independence from Spain was underwritten by English pledges and armed assistance. In a Luso-Spanish treaty of 1668, Spain recognized Portugal's independence. Portugal's alliance with England was a marriage of convenience and necessity between two monarchies with important religious, cultural, and social differences. In return for legal, diplomatic, and trade privileges, as well as the use during war and peace of Portugal's great Lisbon harbor and colonial ports for England's navy, England pledged to protect Portugal and its scattered empire from any attack. The previously cited 17th-century alliance treaties were renewed later in the Treaty of Windsor, signed in London in 1899. On at least 10 different occasions after 1640, and during the next two centuries, England was central in helping prevent or repel foreign invasions of its ally, Portugal.
       Portugal's second empire (1640-1822) was largely Brazil-oriented. Portuguese colonization, exploitation of wealth, and emigration focused on Portuguese America, and imperial revenues came chiefly from Brazil. Between 1670 and 1740, Portugal's royalty and nobility grew wealthier on funds derived from Brazilian gold, diamonds, sugar, tobacco, and other crops, an enterprise supported by the Atlantic slave trade and the supply of African slave labor from West Africa and Angola. Visitors today can see where much of that wealth was invested: Portugal's rich legacy of monumental architecture. Meanwhile, the African slave trade took a toll in Angola and West Africa.
       In continental Portugal, absolutist monarchy dominated politics and government, and there was a struggle for position and power between the monarchy and other institutions, such as the Church and nobility. King José I's chief minister, usually known in history as the marquis of Pombal (ruled 1750-77), sharply suppressed the nobility and the
       Church (including the Inquisition, now a weak institution) and expelled the Jesuits. Pombal also made an effort to reduce economic dependence on England, Portugal's oldest ally. But his successes did not last much beyond his disputed time in office.
       Beginning in the late 18th century, the European-wide impact of the French Revolution and the rise of Napoleon placed Portugal in a vulnerable position. With the monarchy ineffectively led by an insane queen (Maria I) and her indecisive regent son (João VI), Portugal again became the focus of foreign ambition and aggression. With England unable to provide decisive assistance in time, France—with Spain's consent—invaded Portugal in 1807. As Napoleon's army under General Junot entered Lisbon meeting no resistance, Portugal's royal family fled on a British fleet to Brazil, where it remained in exile until 1821. In the meantime, Portugal's overseas empire was again under threat. There was a power vacuum as the monarch was absent, foreign armies were present, and new political notions of liberalism and constitutional monarchy were exciting various groups of citizens.
       Again England came to the rescue, this time in the form of the armies of the duke of Wellington. Three successive French invasions of Portugal were defeated and expelled, and Wellington succeeded in carrying the war against Napoleon across the Portuguese frontier into Spain. The presence of the English army, the new French-born liberal ideas, and the political vacuum combined to create revolutionary conditions. The French invasions and the peninsular wars, where Portuguese armed forces played a key role, marked the beginning of a new era in politics.
       Liberalism and Constitutional Monarchy, 1822-1910
       During 1807-22, foreign invasions, war, and civil strife over conflicting political ideas gravely damaged Portugal's commerce, economy, and novice industry. The next terrible blow was the loss of Brazil in 1822, the jewel in the imperial crown. Portugal's very independence seemed to be at risk. In vain, Portugal sought to resist Brazilian independence by force, but in 1825 it formally acknowledged Brazilian independence by treaty.
       Portugal's slow recovery from the destructive French invasions and the "war of independence" was complicated by civil strife over the form of constitutional monarchy that best suited Portugal. After struggles over these issues between 1820 and 1834, Portugal settled somewhat uncertainly into a moderate constitutional monarchy whose constitution (Charter of 1826) lent it strong political powers to exert a moderating influence between the executive and legislative branches of the government. It also featured a new upper middle class based on land ownership and commerce; a Catholic Church that, although still important, lived with reduced privileges and property; a largely African (third) empire to which Lisbon and Oporto devoted increasing spiritual and material resources, starting with the liberal imperial plans of 1836 and 1851, and continuing with the work of institutions like the Lisbon Society of Geography (established 1875); and a mass of rural peasants whose bonds to the land weakened after 1850 and who began to immigrate in increasing numbers to Brazil and North America.
       Chronic military intervention in national politics began in 19th-century Portugal. Such intervention, usually commencing with coups or pronunciamentos (military revolts), was a shortcut to the spoils of political office and could reflect popular discontent as well as the power of personalities. An early example of this was the 1817 golpe (coup) attempt of General Gomes Freire against British military rule in Portugal before the return of King João VI from Brazil. Except for a more stable period from 1851 to 1880, military intervention in politics, or the threat thereof, became a feature of the constitutional monarchy's political life, and it continued into the First Republic and the subsequent Estado Novo.
       Beginning with the Regeneration period (1851-80), Portugal experienced greater political stability and economic progress. Military intervention in politics virtually ceased; industrialization and construction of railroads, roads, and bridges proceeded; two political parties (Regenerators and Historicals) worked out a system of rotation in power; and leading intellectuals sparked a cultural revival in several fields. In 19th-century literature, there was a new golden age led by such figures as Alexandre Herculano (historian), Eça de Queirós (novelist), Almeida Garrett (playwright and essayist), Antero de Quental (poet), and Joaquim Oliveira Martins (historian and social scientist). In its third overseas empire, Portugal attempted to replace the slave trade and slavery with legitimate economic activities; to reform the administration; and to expand Portuguese holdings beyond coastal footholds deep into the African hinterlands in West, West Central, and East Africa. After 1841, to some extent, and especially after 1870, colonial affairs, combined with intense nationalism, pressures for economic profit in Africa, sentiment for national revival, and the drift of European affairs would make or break Lisbon governments.
       Beginning with the political crisis that arose out of the "English Ultimatum" affair of January 1890, the monarchy became discredtted and identified with the poorly functioning government, political parties splintered, and republicanism found more supporters. Portugal participated in the "Scramble for Africa," expanding its African holdings, but failed to annex territory connecting Angola and Mozambique. A growing foreign debt and state bankruptcy as of the early 1890s damaged the constitutional monarchy's reputation, despite the efforts of King Carlos in diplomacy, the renewal of the alliance in the Windsor Treaty of 1899, and the successful if bloody colonial wars in the empire (1880-97). Republicanism proclaimed that Portugal's weak economy and poor society were due to two historic institutions: the monarchy and the Catholic Church. A republic, its stalwarts claimed, would bring greater individual liberty; efficient, if more decentralized government; and a stronger colonial program while stripping the Church of its role in both society and education.
       As the monarchy lost support and republicans became more aggressive, violence increased in politics. King Carlos I and his heir Luís were murdered in Lisbon by anarchist-republicans on 1 February 1908. Following a military and civil insurrection and fighting between monarchist and republican forces, on 5 October 1910, King Manuel II fled Portugal and a republic was proclaimed.
       First Parliamentary Republic, 1910-26
       Portugal's first attempt at republican government was the most unstable, turbulent parliamentary republic in the history of 20th-century Western Europe. During a little under 16 years of the republic, there were 45 governments, a number of legislatures that did not complete normal terms, military coups, and only one president who completed his four-year term in office. Portuguese society was poorly prepared for this political experiment. Among the deadly legacies of the monarchy were a huge public debt; a largely rural, apolitical, and illiterate peasant population; conflict over the causes of the country's misfortunes; and lack of experience with a pluralist, democratic system.
       The republic had some talented leadership but lacked popular, institutional, and economic support. The 1911 republican constitution established only a limited democracy, as only a small portion of the adult male citizenry was eligible to vote. In a country where the majority was Catholic, the republic passed harshly anticlerical laws, and its institutions and supporters persecuted both the Church and its adherents. During its brief disjointed life, the First Republic drafted important reform plans in economic, social, and educational affairs; actively promoted development in the empire; and pursued a liberal, generous foreign policy. Following British requests for Portugal's assistance in World War I, Portugal entered the war on the Allied side in March 1916 and sent armies to Flanders and Portuguese Africa. Portugal's intervention in that conflict, however, was too costly in many respects, and the ultimate failure of the republic in part may be ascribed to Portugal's World War I activities.
       Unfortunately for the republic, its time coincided with new threats to Portugal's African possessions: World War I, social and political demands from various classes that could not be reconciled, excessive military intervention in politics, and, in particular, the worst economic and financial crisis Portugal had experienced since the 16th and 17th centuries. After the original Portuguese Republican Party (PRP, also known as the "Democrats") splintered into three warring groups in 1912, no true multiparty system emerged. The Democrats, except for only one or two elections, held an iron monopoly of electoral power, and political corruption became a major issue. As extreme right-wing dictatorships elsewhere in Europe began to take power in Italy (1922), neighboring Spain (1923), and Greece (1925), what scant popular support remained for the republic collapsed. Backed by a right-wing coalition of landowners from Alentejo, clergy, Coimbra University faculty and students, Catholic organizations, and big business, career military officers led by General Gomes da Costa executed a coup on 28 May 1926, turned out the last republican government, and established a military government.
       The Estado Novo (New State), 1926-74
       During the military phase (1926-32) of the Estado Novo, professional military officers, largely from the army, governed and administered Portugal and held key cabinet posts, but soon discovered that the military possessed no magic formula that could readily solve the problems inherited from the First Republic. Especially during the years 1926-31, the military dictatorship, even with its political repression of republican activities and institutions (military censorship of the press, political police action, and closure of the republic's rowdy parliament), was characterized by similar weaknesses: personalism and factionalism; military coups and political instability, including civil strife and loss of life; state debt and bankruptcy; and a weak economy. "Barracks parliamentarism" was not an acceptable alternative even to the "Nightmare Republic."
       Led by General Óscar Carmona, who had replaced and sent into exile General Gomes da Costa, the military dictatorship turned to a civilian expert in finance and economics to break the budget impasse and bring coherence to the disorganized system. Appointed minister of finance on 27 April 1928, the Coimbra University Law School professor of economics Antônio de Oliveira Salazar (1889-1970) first reformed finance, helped balance the budget, and then turned to other concerns as he garnered extraordinary governing powers. In 1930, he was appointed interim head of another key ministry (Colonies) and within a few years had become, in effect, a civilian dictator who, with the military hierarchy's support, provided the government with coherence, a program, and a set of policies.
       For nearly 40 years after he was appointed the first civilian prime minister in 1932, Salazar's personality dominated the government. Unlike extreme right-wing dictators elsewhere in Europe, Salazar was directly appointed by the army but was never endorsed by a popular political party, street militia, or voter base. The scholarly, reclusive former Coimbra University professor built up what became known after 1932 as the Estado Novo ("New State"), which at the time of its overthrow by another military coup in 1974, was the longest surviving authoritarian regime in Western Europe. The system of Salazar and the largely academic and technocratic ruling group he gathered in his cabinets was based on the central bureaucracy of the state, which was supported by the president of the republic—always a senior career military officer, General Óscar Carmona (1928-51), General Craveiro Lopes (1951-58), and Admiral Américo Tómaz (1958-74)—and the complicity of various institutions. These included a rubber-stamp legislature called the National Assembly (1935-74) and a political police known under various names: PVDE (1932-45), PIDE (1945-69),
       and DGS (1969-74). Other defenders of the Estado Novo security were paramilitary organizations such as the National Republican Guard (GNR); the Portuguese Legion (PL); and the Portuguese Youth [Movement]. In addition to censorship of the media, theater, and books, there was political repression and a deliberate policy of depoliticization. All political parties except for the approved movement of regime loyalists, the União Nacional or (National Union), were banned.
       The most vigorous and more popular period of the New State was 1932-44, when the basic structures were established. Never monolithic or entirely the work of one person (Salazar), the New State was constructed with the assistance of several dozen top associates who were mainly academics from law schools, some technocrats with specialized skills, and a handful of trusted career military officers. The 1933 Constitution declared Portugal to be a "unitary, corporative Republic," and pressures to restore the monarchy were resisted. Although some of the regime's followers were fascists and pseudofascists, many more were conservative Catholics, integralists, nationalists, and monarchists of different varieties, and even some reactionary republicans. If the New State was authoritarian, it was not totalitarian and, unlike fascism in Benito Mussolini's Italy or Adolf Hitler's Germany, it usually employed the minimum of violence necessary to defeat what remained a largely fractious, incoherent opposition.
       With the tumultuous Second Republic and the subsequent civil war in nearby Spain, the regime felt threatened and reinforced its defenses. During what Salazar rightly perceived as a time of foreign policy crisis for Portugal (1936-45), he assumed control of the Ministry of Foreign Affairs. From there, he pursued four basic foreign policy objectives: supporting the Nationalist rebels of General Francisco Franco in the Spanish Civil War (1936-39) and concluding defense treaties with a triumphant Franco; ensuring that General Franco in an exhausted Spain did not enter World War II on the Axis side; maintaining Portuguese neutrality in World War II with a post-1942 tilt toward the Allies, including granting Britain and the United States use of bases in the Azores Islands; and preserving and protecting Portugal's Atlantic Islands and its extensive, if poor, overseas empire in Africa and Asia.
       During the middle years of the New State (1944-58), many key Salazar associates in government either died or resigned, and there was greater social unrest in the form of unprecedented strikes and clandestine Communist activities, intensified opposition, and new threatening international pressures on Portugal's overseas empire. During the earlier phase of the Cold War (1947-60), Portugal became a steadfast, if weak, member of the US-dominated North Atlantic Treaty Organization alliance and, in 1955, with American support, Portugal joined the United Nations (UN). Colonial affairs remained a central concern of the regime. As of 1939, Portugal was the third largest colonial power in the world and possessed territories in tropical Africa (Angola, Mozambique, Guinea-Bissau, and São Tomé and Príncipe Islands) and the remnants of its 16th-century empire in Asia (Goa, Damão, Diu, East Timor, and Macau). Beginning in the early 1950s, following the independence of India in 1947, Portugal resisted Indian pressures to decolonize Portuguese India and used police forces to discourage internal opposition in its Asian and African colonies.
       The later years of the New State (1958-68) witnessed the aging of the increasingly isolated but feared Salazar and new threats both at home and overseas. Although the regime easily overcame the brief oppositionist threat from rival presidential candidate General Humberto Delgado in the spring of 1958, new developments in the African and Asian empires imperiled the authoritarian system. In February 1961, oppositionists hijacked the Portuguese ocean liner Santa Maria and, in following weeks, African insurgents in northern Angola, although they failed to expel the Portuguese, gained worldwide media attention, discredited the New State, and began the 13-year colonial war. After thwarting a dissident military coup against his continued leadership, Salazar and his ruling group mobilized military repression in Angola and attempted to develop the African colonies at a faster pace in order to ensure Portuguese control. Meanwhile, the other European colonial powers (Britain, France, Belgium, and Spain) rapidly granted political independence to their African territories.
       At the time of Salazar's removal from power in September 1968, following a stroke, Portugal's efforts to maintain control over its colonies appeared to be successful. President Americo Tomás appointed Dr. Marcello Caetano as Salazar's successor as prime minister. While maintaining the New State's basic structures, and continuing the regime's essential colonial policy, Caetano attempted wider reforms in colonial administration and some devolution of power from Lisbon, as well as more freedom of expression in Lisbon. Still, a great deal of the budget was devoted to supporting the wars against the insurgencies in Africa. Meanwhile in Asia, Portuguese India had fallen when the Indian army invaded in December 1961. The loss of Goa was a psychological blow to the leadership of the New State, and of the Asian empire only East Timor and Macau remained.
       The Caetano years (1968-74) were but a hiatus between the waning Salazar era and a new regime. There was greater political freedom and rapid economic growth (5-6 percent annually to late 1973), but Caetano's government was unable to reform the old system thoroughly and refused to consider new methods either at home or in the empire. In the end, regime change came from junior officers of the professional military who organized the Armed Forces Movement (MFA) against the Caetano government. It was this group of several hundred officers, mainly in the army and navy, which engineered a largely bloodless coup in Lisbon on 25 April 1974. Their unexpected action brought down the 48-year-old New State and made possible the eventual establishment and consolidation of democratic governance in Portugal, as well as a reorientation of the country away from the Atlantic toward Europe.
       Revolution of Carnations, 1974-76
       Following successful military operations of the Armed Forces Movement against the Caetano government, Portugal experienced what became known as the "Revolution of Carnations." It so happened that during the rainy week of the military golpe, Lisbon flower shops were featuring carnations, and the revolutionaries and their supporters adopted the red carnation as the common symbol of the event, as well as of the new freedom from dictatorship. The MFA, whose leaders at first were mostly little-known majors and captains, proclaimed a three-fold program of change for the new Portugal: democracy; decolonization of the overseas empire, after ending the colonial wars; and developing a backward economy in the spirit of opportunity and equality. During the first 24 months after the coup, there was civil strife, some anarchy, and a power struggle. With the passing of the Estado Novo, public euphoria burst forth as the new provisional military government proclaimed the freedoms of speech, press, and assembly, and abolished censorship, the political police, the Portuguese Legion, Portuguese Youth, and other New State organizations, including the National Union. Scores of political parties were born and joined the senior political party, the Portuguese Community Party (PCP), and the Socialist Party (PS), founded shortly before the coup.
       Portugal's Revolution of Carnations went through several phases. There was an attempt to take control by radical leftists, including the PCP and its allies. This was thwarted by moderate officers in the army, as well as by the efforts of two political parties: the PS and the Social Democrats (PPD, later PSD). The first phase was from April to September 1974. Provisional president General Antonio Spínola, whose 1974 book Portugal and the Future had helped prepare public opinion for the coup, met irresistible leftist pressures. After Spinola's efforts to avoid rapid decolonization of the African empire failed, he resigned in September 1974. During the second phase, from September 1974 to March 1975, radical military officers gained control, but a coup attempt by General Spínola and his supporters in Lisbon in March 1975 failed and Spínola fled to Spain.
       In the third phase of the Revolution, March-November 1975, a strong leftist reaction followed. Farm workers occupied and "nationalized" 1.1 million hectares of farmland in the Alentejo province, and radical military officers in the provisional government ordered the nationalization of Portuguese banks (foreign banks were exempted), utilities, and major industries, or about 60 percent of the economic system. There were power struggles among various political parties — a total of 50 emerged—and in the streets there was civil strife among labor, military, and law enforcement groups. A constituent assembly, elected on 25 April 1975, in Portugal's first free elections since 1926, drafted a democratic constitution. The Council of the Revolution (CR), briefly a revolutionary military watchdog committee, was entrenched as part of the government under the constitution, until a later revision. During the chaotic year of 1975, about 30 persons were killed in political frays while unstable provisional governments came and went. On 25 November 1975, moderate military forces led by Colonel Ramalho Eanes, who later was twice elected president of the republic (1976 and 1981), defeated radical, leftist military groups' revolutionary conspiracies.
       In the meantime, Portugal's scattered overseas empire experienced a precipitous and unprepared decolonization. One by one, the former colonies were granted and accepted independence—Guinea-Bissau (September 1974), Cape Verde Islands (July 1975), and Mozambique (July 1975). Portugal offered to turn over Macau to the People's Republic of China, but the offer was refused then and later negotiations led to the establishment of a formal decolonization or hand-over date of 1999. But in two former colonies, the process of decolonization had tragic results.
       In Angola, decolonization negotiations were greatly complicated by the fact that there were three rival nationalist movements in a struggle for power. The January 1975 Alvor Agreement signed by Portugal and these three parties was not effectively implemented. A bloody civil war broke out in Angola in the spring of 1975 and, when Portuguese armed forces withdrew and declared that Angola was independent on 11 November 1975, the bloodshed only increased. Meanwhile, most of the white Portuguese settlers from Angola and Mozambique fled during the course of 1975. Together with African refugees, more than 600,000 of these retornados ("returned ones") went by ship and air to Portugal and thousands more to Namibia, South Africa, Brazil, Canada, and the United States.
       The second major decolonization disaster was in Portugal's colony of East Timor in the Indonesian archipelago. Portugal's capacity to supervise and control a peaceful transition to independence in this isolated, neglected colony was limited by the strength of giant Indonesia, distance from Lisbon, and Portugal's revolutionary disorder and inability to defend Timor. In early December 1975, before Portugal granted formal independence and as one party, FRETILIN, unilaterally declared East Timor's independence, Indonesia's armed forces invaded, conquered, and annexed East Timor. Indonesian occupation encountered East Timorese resistance, and a heavy loss of life followed. The East Timor question remained a contentious international issue in the UN, as well as in Lisbon and Jakarta, for more than 20 years following Indonesia's invasion and annexation of the former colony of Portugal. Major changes occurred, beginning in 1998, after Indonesia underwent a political revolution and allowed a referendum in East Timor to decide that territory's political future in August 1999. Most East Timorese chose independence, but Indonesian forces resisted that verdict until
       UN intervention in September 1999. Following UN rule for several years, East Timor attained full independence on 20 May 2002.
       Consolidation of Democracy, 1976-2000
       After several free elections and record voter turnouts between 25 April 1975 and June 1976, civil war was averted and Portugal's second democratic republic began to stabilize. The MFA was dissolved, the military were returned to the barracks, and increasingly elected civilians took over the government of the country. The 1976 Constitution was revised several times beginning in 1982 and 1989, in order to reempha-size the principle of free enterprise in the economy while much of the large, nationalized sector was privatized. In June 1976, General Ram-alho Eanes was elected the first constitutional president of the republic (five-year term), and he appointed socialist leader Dr. Mário Soares as prime minister of the first constitutional government.
       From 1976 to 1985, Portugal's new system featured a weak economy and finances, labor unrest, and administrative and political instability. The difficult consolidation of democratic governance was eased in part by the strong currency and gold reserves inherited from the Estado Novo, but Lisbon seemed unable to cope with high unemployment, new debt, the complex impact of the refugees from Africa, world recession, and the agitation of political parties. Four major parties emerged from the maelstrom of 1974-75, except for the Communist Party, all newly founded. They were, from left to right, the Communists (PCP); the Socialists (PS), who managed to dominate governments and the legislature but not win a majority in the Assembly of the Republic; the Social Democrats (PSD); and the Christian Democrats (CDS). During this period, the annual growth rate was low (l-2 percent), and the nationalized sector of the economy stagnated.
       Enhanced economic growth, greater political stability, and more effective central government as of 1985, and especially 1987, were due to several developments. In 1977, Portugal applied for membership in the European Economic Community (EEC), now the European Union (EU) since 1993. In January 1986, with Spain, Portugal was granted membership, and economic and financial progress in the intervening years has been significantly influenced by the comparatively large investment, loans, technology, advice, and other assistance from the EEC. Low unemployment, high annual growth rates (5 percent), and moderate inflation have also been induced by the new political and administrative stability in Lisbon. Led by Prime Minister Cavaco Silva, an economist who was trained abroad, the PSD's strong organization, management, and electoral support since 1985 have assisted in encouraging economic recovery and development. In 1985, the PSD turned the PS out of office and won the general election, although they did not have an absolute majority of assembly seats. In 1986, Mário Soares was elected president of the republic, the first civilian to hold that office since the First Republic. In the elections of 1987 and 1991, however, the PSD was returned to power with clear majorities of over 50 percent of the vote.
       Although the PSD received 50.4 percent of the vote in the 1991 parliamentary elections and held a 42-seat majority in the Assembly of the Republic, the party began to lose public support following media revelations regarding corruption and complaints about Prime Minister Cavaco Silva's perceived arrogant leadership style. President Mário Soares voiced criticism of the PSD's seemingly untouchable majority and described a "tyranny of the majority." Economic growth slowed down. In the parliamentary elections of 1995 and the presidential election of 1996, the PSD's dominance ended for the time being. Prime Minister Antônio Guterres came to office when the PS won the October 1995 elections, and in the subsequent presidential contest, in January 1996, socialist Jorge Sampaio, the former mayor of Lisbon, was elected president of the republic, thus defeating Cavaco Silva's bid. Young and popular, Guterres moved the PS toward the center of the political spectrum. Under Guterres, the PS won the October 1999 parliamentary elections. The PS defeated the PSD but did not manage to win a clear, working majority of seats, and this made the PS dependent upon alliances with smaller parties, including the PCP.
       In the local elections in December 2001, the PSD's criticism of PS's heavy public spending allowed the PSD to take control of the key cities of Lisbon, Oporto, and Coimbra. Guterres resigned, and parliamentary elections were brought forward from 2004 to March 2002. The PSD won a narrow victory with 40 percent of the votes, and Jose Durão Barroso became prime minister. Having failed to win a majority of the seats in parliament forced the PSD to govern in coalition with the right-wing Popular Party (PP) led by Paulo Portas. Durão Barroso set about reducing government spending by cutting the budgets of local authorities, freezing civil service hiring, and reviving the economy by accelerating privatization of state-owned enterprises. These measures provoked a 24-hour strike by public-sector workers. Durão Barroso reacted with vows to press ahead with budget-cutting measures and imposed a wage freeze on all employees earning more than €1,000, which affected more than one-half of Portugal's work force.
       In June 2004, Durão Barroso was invited by Romano Prodi to succeed him as president of the European Commission. Durão Barroso accepted and resigned the prime ministership in July. Pedro Santana Lopes, the leader of the PSD, became prime minister. Already unpopular at the time of Durão Barroso's resignation, the PSD-led government became increasingly unpopular under Santana Lopes. A month-long delay in the start of the school year and confusion over his plan to cut taxes and raise public-sector salaries, eroded confidence even more. By November, Santana Lopes's government was so unpopular that President Jorge Sampaio was obliged to dissolve parliament and hold new elections, two years ahead of schedule.
       Parliamentary elections were held on 20 February 2005. The PS, which had promised the electorate disciplined and transparent governance, educational reform, the alleviation of poverty, and a boost in employment, won 45 percent of the vote and the majority of the seats in parliament. The leader of the PS, José Sôcrates became prime minister on 12 March 2005. In the regularly scheduled presidential elections held on 6 January 2006, the former leader of the PSD and prime minister, Aníbal Cavaco Silva, won a narrow victory and became president on 9 March 2006. With a mass protest, public teachers' strike, and street demonstrations in March 2008, Portugal's media, educational, and social systems experienced more severe pressures. With the spreading global recession beginning in September 2008, Portugal's economic and financial systems became more troubled.
       Owing to its geographic location on the southwestern most edge of continental Europe, Portugal has been historically in but not of Europe. Almost from the beginning of its existence in the 12th century as an independent monarchy, Portugal turned its back on Europe and oriented itself toward the Atlantic Ocean. After carving out a Christian kingdom on the western portion of the Iberian peninsula, Portuguese kings gradually built and maintained a vast seaborne global empire that became central to the way Portugal understood its individuality as a nation-state. While the creation of this empire allows Portugal to claim an unusual number of "firsts" or distinctions in world and Western history, it also retarded Portugal's economic, social, and political development. It can be reasonably argued that the Revolution of 25 April 1974 was the most decisive event in Portugal's long history because it finally ended Portugal's oceanic mission and view of itself as an imperial power. After the 1974 Revolution, Portugal turned away from its global mission and vigorously reoriented itself toward Europe. Contemporary Portugal is now both in and of Europe.
       The turn toward Europe began immediately after 25 April 1974. Portugal granted independence to its African colonies in 1975. It was admitted to the European Council and took the first steps toward accession to the European Economic Community (EEC) in 1976. On 28 March 1977, the Portuguese government officially applied for EEC membership. Because of Portugal's economic and social backwardness, which would require vast sums of EEC money to overcome, negotiations for membership were long and difficult. Finally, a treaty of accession was signed on 12 June 1985. Portugal officially joined the EEC (the European Union [EU] since 1993) on 1 January 1986. Since becoming a full-fledged member of the EU, Portugal has been steadily overcoming the economic and social underdevelopment caused by its imperial past and is becoming more like the rest of Europe.
       Membership in the EU has speeded up the structural transformation of Portugal's economy, which actually began during the Estado Novo. Investments made by the Estado Novo in Portugal's economy began to shift employment out of the agricultural sector, which, in 1950, accounted for 50 percent of Portugal's economically active population. Today, only 10 percent of the economically active population is employed in the agricultural sector (the highest among EU member states); 30 percent in the industrial sector (also the highest among EU member states); and 60 percent in the service sector (the lowest among EU member states). The economically active population numbers about 5,000,000 employed, 56 percent of whom are women. Women workers are the majority of the workforce in the agricultural and service sectors (the highest among the EU member states). The expansion of the service sector has been primarily in health care and education. Portugal has had the lowest unemployment rates among EU member states, with the overall rate never being more than 10 percent of the active population. Since joining the EU, the number of employers increased from 2.6 percent to 5.8 percent of the active population; self-employed from 16 to 19 percent; and employees from 65 to 70 percent. Twenty-six percent of the employers are women. Unemployment tends to hit younger workers in industry and transportation, women employed in domestic service, workers on short-term contracts, and poorly educated workers. Salaried workers earn only 63 percent of the EU average, and hourly workers only one-third to one-half of that earned by their EU counterparts. Despite having had the second highest growth of gross national product (GNP) per inhabitant (after Ireland) among EU member states, the above data suggest that while much has been accomplished in terms of modernizing the Portuguese economy, much remains to be done to bring Portugal's economy up to the level of the "average" EU member state.
       Membership in the EU has also speeded up changes in Portuguese society. Over the last 30 years, coastalization and urbanization have intensified. Fully 50 percent of Portuguese live in the coastal urban conurbations of Lisbon, Oporto, Braga, Aveiro, Coimbra, Viseu, Évora, and Faro. The Portuguese population is one of the oldest among EU member states (17.3 percent are 65 years of age or older) thanks to a considerable increase in life expectancy at birth (77.87 years for the total population, 74.6 years for men, 81.36 years for women) and one of the lowest birthrates (10.59 births/1,000) in Europe. Family size averages 2.8 persons per household, with the strict nuclear family (one or two generations) in which both parents work being typical. Common law marriages, cohabitating couples, and single-parent households are more and more common. The divorce rate has also increased. "Youth Culture" has developed. The young have their own meeting places, leisure-time activities, and nightlife (bars, clubs, and discos).
       All Portuguese citizens, whether they have contributed or not, have a right to an old-age pension, invalidity benefits, widowed persons' pension, as well as payments for disabilities, children, unemployment, and large families. There is a national minimum wage (€385 per month), which is low by EU standards. The rapid aging of Portugal's population has changed the ratio of contributors to pensioners to 1.7, the lowest in the EU. This has created deficits in Portugal's social security fund.
       The adult literacy rate is about 92 percent. Illiteracy is still found among the elderly. Although universal compulsory education up to grade 9 was achieved in 1980, only 21.2 percent of the population aged 25-64 had undergone secondary education, compared to an EU average of 65.7 percent. Portugal's higher education system currently consists of 14 state universities and 14 private universities, 15 state polytechnic institutions, one Catholic university, and one military academy. All in all, Portugal spends a greater percentage of its state budget on education than most EU member states. Despite this high level of expenditure, the troubled Portuguese education system does not perform well. Early leaving and repetition rates are among the highest among EU member states.
       After the Revolution of 25 April 1974, Portugal created a National Health Service, which today consists of 221 hospitals and 512 medical centers employing 33,751 doctors and 41,799 nurses. Like its education system, Portugal's medical system is inefficient. There are long waiting lists for appointments with specialists and for surgical procedures.
       Structural changes in Portugal's economy and society mean that social life in Portugal is not too different from that in other EU member states. A mass consumption society has been created. Televisions, telephones, refrigerators, cars, music equipment, mobile phones, and personal computers are commonplace. Sixty percent of Portuguese households possess at least one automobile, and 65 percent of Portuguese own their own home. Portuguese citizens are more aware of their legal rights than ever before. This has resulted in a trebling of the number of legal proceeding since 1960 and an eight-fold increase in the number of lawyers. In general, Portuguese society has become more permissive and secular; the Catholic Church and the armed forces are much less influential than in the past. Portugal's population is also much more culturally, religiously, and ethnically diverse, a consequence of the coming to Portugal of hundreds of thousands of immigrants, mainly from former African colonies.
       Portuguese are becoming more cosmopolitan and sophisticated through the impact of world media, the Internet, and the World Wide Web. A prime case in point came in the summer and early fall of 1999, with the extraordinary events in East Timor and the massive Portuguese popular responses. An internationally monitored referendum in East Timor, Portugal's former colony in the Indonesian archipelago and under Indonesian occupation from late 1975 to summer 1999, resulted in a vote of 78.5 percent for rejecting integration with Indonesia and for independence. When Indonesian prointegration gangs, aided by the Indonesian military, responded to the referendum with widespread brutality and threatened to reverse the verdict of the referendum, there was a spontaneous popular outpouring of protest in the cities and towns of Portugal. An avalanche of Portuguese e-mail fell on leaders and groups in the UN and in certain countries around the world as Portugal's diplomats, perhaps to compensate for the weak initial response to Indonesian armed aggression in 1975, called for the protection of East Timor as an independent state and for UN intervention to thwart Indonesian action. Using global communications networks, the Portuguese were able to mobilize UN and world public opinion against Indonesian actions and aided the eventual independence of East Timor on 20 May 2002.
       From the Revolution of 25 April 1974 until the 1990s, Portugal had a large number of political parties, one of the largest Communist parties in western Europe, frequent elections, and endemic cabinet instability. Since the 1990s, the number of political parties has been dramatically reduced and cabinet stability increased. Gradually, the Portuguese electorate has concentrated around two larger parties, the right-of-center Social Democrats (PSD) and the left-of-center Socialist (PS). In the 1980s, these two parties together garnered 65 percent of the vote and 70 percent of the seats in parliament. In 2005, these percentages had risen to 74 percent and 85 percent, respectively. In effect, Portugal is currently a two-party dominant system in which the two largest parties — PS and PSD—alternate in and out of power, not unlike the rotation of the two main political parties (the Regenerators and the Historicals) during the last decades (1850s to 1880s) of the liberal constitutional monarchy. As Portugal's democracy has consolidated, turnout rates for the eligible electorate have declined. In the 1970s, turnout was 85 percent. In Portugal's most recent parliamentary election (2005), turnout had fallen to 65 percent of the eligible electorate.
       Portugal has benefited greatly from membership in the EU, and whatever doubts remain about the price paid for membership, no Portuguese government in the near future can afford to sever this connection. The vast majority of Portuguese citizens see membership in the EU as a "good thing" and strongly believe that Portugal has benefited from membership. Only the Communist Party opposed membership because it reduces national sovereignty, serves the interests of capitalists not workers, and suffers from a democratic deficit. Despite the high level of support for the EU, Portuguese voters are increasingly not voting in elections for the European Parliament, however. Turnout for European Parliament elections fell from 40 percent of the eligible electorate in the 1999 elections to 38 percent in the 2004 elections.
       In sum, Portugal's turn toward Europe has done much to overcome its backwardness. However, despite the economic, social, and political progress made since 1986, Portugal has a long way to go before it can claim to be on a par with the level found even in Spain, much less the rest of western Europe. As Portugal struggles to move from underde-velopment, especially in the rural areas away from the coast, it must keep in mind the perils of too rapid modern development, which could damage two of its most precious assets: its scenery and environment. The growth and future prosperity of the economy will depend on the degree to which the government and the private sector will remain stewards of clean air, soil, water, and other finite resources on which the tourism industry depends and on which Portugal's world image as a unique place to visit rests. Currently, Portugal is investing heavily in renewable energy from solar, wind, and wave power in order to account for about 50 percent of its electricity needs by 2010. Portugal opened the world's largest solar power plant and the world's first commercial wave power farm in 2006.
       An American documentary film on Portugal produced in the 1970s described this little country as having "a Past in Search of a Future." In the years after the Revolution of 25 April 1974, it could be said that Portugal is now living in "a Present in Search of a Future." Increasingly, that future lies in Europe as an active and productive member of the EU.

    Historical dictionary of Portugal > Historical Portugal

  • 20 private

    1. adjective
    1) (of, for, or belonging to, one person or group, not to the general public: The headmaster lives in a private apartment in the school; in my private (=personal) opinion; This information is to be kept strictly private; You shouldn't listen to private conversations.) privado
    2) (having no public or official position or rank: It is your duty as a private citizen to report this matter to the police.) particular

    2. noun
    (in the army, an ordinary soldier, not an officer.) soldado raso
    - privately
    - private enterprise
    - private means
    - in private
    private adj privado / particular
    tr['praɪvət]
    1 (own, for own use - property, house, class) particular; (- letter, income) personal
    2 (confidential) privado,-a, confidencial
    3 (not state-controlled) privado,-a; (school) privado,-a, de pago
    4 (not official) privado,-a, personal
    5 (person) reservado,-a
    1 SMALLMILITARY/SMALL soldado raso
    \
    SMALLIDIOMATIC EXPRESSION/SMALL
    in private (privately) en privado 2 (undisturbed, alone) en la intimidad
    private ['praɪvət] adj
    1) personal: privado, particular
    private property: propiedad privada
    2) independent: privado, independiente
    private studies: estudios privados
    3) secret: secreto
    4) secluded: aislado, privado
    ♦ privately adv
    : soldado m raso
    adj.
    • confidencial adj.
    • excusado, -a adj.
    • particular adj.
    • privado, -a adj.
    • privativo, -a adj.
    • reservado, -a adj.
    • secreto, -a adj.
    • soldado (raso) adj.
    • íntimo, -a adj.

    I 'praɪvət, 'praɪvɪt
    1)
    a) ( confidential) < conversation> privado; < matter> privado, confidencial; < letter> personal
    b)

    in private: she told me in private me lo dijo confidencialmente or en confianza; can we talk in private? ¿podemos hablar en privado?; what you do in private is your own affair — lo que hagas en la intimidad or en tu vida privada es cosa tuya

    2)

    private view — ( Art) vernissage m

    private hearing — ( Law) vista f a puerta cerrada

    private — privado; ( on envelope) personal

    b) (for own use, in own possession) <road/lesson/secretary> particular; < income> personal

    a gentleman of private means — (frml) un señor que vive de las rentas

    3)
    a) ( not official) <visit/correspondence> privado
    b) ( unconnected to the state) < school> privado, particular, de pago (Esp); < ward> reservado; < patient> particular

    to be in private practice — ( Med) ejercer* la medicina privada; ( in US) ( Law) ocuparse de asuntos civiles

    4)
    a) <thoughts/doubts> íntimo

    it's a private joke — es un chiste que los dos entendemos/entienden

    b) < person> reservado

    II
    1) ( rank) soldado mf raso
    2) privates pl ( genitals) (colloq & euph) partes fpl pudendas (euf & hum), intimidades fpl (euf & hum)
    ['praɪvɪt]
    1. ADJ
    1) (=not public) [conversation, visit, land, matter] privado; [letter, reason, opinion] personal; [language] secreto; [thoughts, grief, fantasy] íntimo

    it was a private wedding, the wedding was private — la boda se celebró en la intimidad

    private — (on door) privado; (on envelope) confidencial

    private fishing — coto m de pesca

    private parking — aparcamiento m or (LAm) estacionamiento m privado

    • it's a silly private joke of ours — es un chiste tonto que solo nosotras entendemos

    • to keep sth private — [+ beliefs] no hablar de algo; [+ opinions, views, doubts] guardarse algo, reservarse algo

    • I've always tried to keep my private life private — [famous person] siempre he intentado mantener mi vida privada alejada de la mirada del público; [ordinary person] siempre he intentado mantener mi vida privada fuera del alcance de los demás

    • to be in private ownership — ser propiedad privada

    • he's a very private person — es una persona muy reservada

    strictly
    2) (=own, individual) [car, house, lesson, room] particular; [bank account] personal

    76 bedrooms, all with private bathrooms — 76 habitaciones, cada una con su baño particular

    • in a or one's private capacity — a título personal

    • for private use — para el uso personal

    3) (=independent) [medicine, education, finance] privado; [school] privado, particular; [patient, tutor, teacher] particular

    a private hospital — una clínica (privada), un hospital privado or particular

    to go private — [patient] ir por lo privado; [dentist, doctor] establecerse de forma privada; [company] dejar de cotizar en bolsa

    4) (=secluded) [place] retirado

    is there somewhere we can be private? — ¿hay algún sitio donde podamos hablar en privado?

    2. N
    1) (Mil) soldado mf raso

    Private Jones! — ¡Jones!

    2)

    • in private: could I talk to you in private? — ¿te puedo hablar en privado?

    I have been told in private that... — me han dicho confidencialmente or en confianza que...

    3) privates * euph, hum partes fpl pudendas
    3.
    CPD

    private citizen N — (Jur) particular mf

    private company N — empresa f privada, compañía f privada

    private detective N — detective mf privado(-a)

    private enterprise N — (=industry) el sector privado; (=initiative) la iniciativa privada

    new employment laws which will hamper private enterprise — nuevas leyes fpl laborales que van a dificultar el crecimiento del sector privado

    private enterprise economy N — economía f capitalista, economía f de mercado

    private equity fund N — fondo que invierte en compañías privadas que no cotizan en bolsa

    private eye N — (US) * detective mf privado(-a)

    private finance initiative N — (Brit) plan de incentivos y potenciación de la iniciativa privada en el sector público

    private health care N — servicio m médico privado

    private health insurance N — seguro m médico privado

    private hearing N — (Jur) vista f a puertas cerradas

    private hotel N — hotel m privado

    private individual N — (Jur) particular mf

    private investigator N — investigador(a) m / f privado(-a)

    private law N — derecho m privado

    private life N — vida f privada

    private line N — (Telec) línea f particular

    private member, Private Member N — (Brit) (Parl) diputado(-a) m / f sin responsabilidades de gobierno

    Private Member's Bill N — proyecto de ley presentado por un diputado a título personal

    private parts NPL — euph, hum partes fpl pudendas

    private patient N — paciente mf privado(-a)

    private pension N — pensión f personal

    private pension plan N — plan m de pensiones personal

    private pension scheme N — = private pension plan

    private practice N — (Med) consulta f privada

    to be in private practice — (Med) ejercer la medicina de forma privada

    private property N — propiedad f privada

    private property rights NPL — derechos mpl de propiedad

    private prosecution N — (Jur) demanda f civil

    private school N — escuela f privada, escuela f particular

    private secretary N — secretario(-a) m / f particular

    private soldier N — soldado mf raso

    private study N — (Brit) estudio m personal

    private tuition N — clases fpl particulares

    private view, private viewing N — visita f privada (a una exposición)

    * * *

    I ['praɪvət, 'praɪvɪt]
    1)
    a) ( confidential) < conversation> privado; < matter> privado, confidencial; < letter> personal
    b)

    in private: she told me in private me lo dijo confidencialmente or en confianza; can we talk in private? ¿podemos hablar en privado?; what you do in private is your own affair — lo que hagas en la intimidad or en tu vida privada es cosa tuya

    2)

    private view — ( Art) vernissage m

    private hearing — ( Law) vista f a puerta cerrada

    private — privado; ( on envelope) personal

    b) (for own use, in own possession) <road/lesson/secretary> particular; < income> personal

    a gentleman of private means — (frml) un señor que vive de las rentas

    3)
    a) ( not official) <visit/correspondence> privado
    b) ( unconnected to the state) < school> privado, particular, de pago (Esp); < ward> reservado; < patient> particular

    to be in private practice — ( Med) ejercer* la medicina privada; ( in US) ( Law) ocuparse de asuntos civiles

    4)
    a) <thoughts/doubts> íntimo

    it's a private joke — es un chiste que los dos entendemos/entienden

    b) < person> reservado

    II
    1) ( rank) soldado mf raso
    2) privates pl ( genitals) (colloq & euph) partes fpl pudendas (euf & hum), intimidades fpl (euf & hum)

    English-spanish dictionary > private

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